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Data / Consumer complaints / Specialized Collection Systems, Inc.

Specialized Collection Systems, Inc.: 87 CFPB consumer complaints in the last 3 years

Specialized Collection Systems, Inc. drew 87 consumer complaints in the CFPB database in the three years to November 6, 2026, and 138 since 2022. The largest group, 68, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 25. The company responded on time to 87.4% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 87Complaints, last 3 years
  • 138Complaints, all years
  • 87.4%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 27, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 638
202530
202419
202314
202237

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection6878.2%
Credit reporting or other personal consumer reports1719.5%
Credit card11.1%
Payday loan, title loan, personal loan, or advance loan11.1%

Issues

IssueComplaintsShare
Attempts to collect debt not owed2528.7%
Written notification about debt2225.3%
Took or threatened to take negative or legal action1112.6%
Incorrect information on your report89.2%
Improper use of your report66.9%
False statements or representation55.7%
Electronic communications44.6%
Problem with a company's investigation into an existing problem44.6%
Communication tactics11.1%
Getting a line of credit11.1%

How the company responded

Company responseComplaintsShare
Closed with explanation8092%
In progress78%

States

StateComplaintsShare
Texas7080.5%
Alabama33.4%
California33.4%
Louisiana33.4%
Georgia22.3%
North Carolina22.3%
Florida11.1%
Virginia11.1%
Washington11.1%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 27, 2026Debt collectionWritten notification about debtIn progressconsumerfinance.gov
October 24, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 22, 2026Debt collectionWritten notification about debtIn progressconsumerfinance.gov
October 20, 2026Debt collectionElectronic communicationsIn progressconsumerfinance.gov
October 17, 2026Debt collectionWritten notification about debtIn progressconsumerfinance.gov
October 16, 2026Debt collectionAttempts to collect debt not owedIn progressconsumerfinance.gov
October 5, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
October 2, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
September 29, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 16, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 9, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 31, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 28, 2026Debt collectionTook or threatened to take negative or legal actionIn progressconsumerfinance.gov
August 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 4, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 20, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 11, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 10, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 2, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 13, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
May 13, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
May 13, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 3, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 25, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 16, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 31, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 31, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 30, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 12, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 12, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 10, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 10, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
November 15, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 10, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 7, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
November 7, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
November 4, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 8, 2025Payday loan, title loan, personal loan, or advance loanGetting a line of creditClosed with explanationconsumerfinance.gov
October 3, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.