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Data / Consumer complaints / PlusFour, Inc

PlusFour, Inc: 131 CFPB consumer complaints in the last 3 years

PlusFour, Inc drew 131 consumer complaints in the CFPB database in the three years to November 6, 2026, and 494 since 2014. The largest group, 100, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 43. The company responded on time to 100.0% of the complaints, and 0.8% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in Nevada
  • 131Complaints, last 3 years
  • 494Complaints, all years
  • 100.0%Responded on time
  • 0.8%Closed with relief
  • 4Products
  • Oct 21, 2025Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
202572
202454
202343
202249
202155
202051
201956
201830
201740
201629
201512
20143

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection10076.3%
Credit reporting or other personal consumer reports2619.8%
Debt or credit management43.1%
Credit card10.8%

Issues

IssueComplaintsShare
Attempts to collect debt not owed4332.8%
Written notification about debt2418.3%
False statements or representation2116%
Incorrect information on your report139.9%
Improper use of your report118.4%
Took or threatened to take negative or legal action86.1%
Communication tactics43.1%
Problem with a company's investigation into an existing problem32.3%
Problem with customer service21.5%
Didn't provide services promised10.8%
Unauthorized withdrawals or charges10.8%

How the company responded

Company responseComplaintsShare
Closed with explanation13099.2%
Closed with monetary relief10.8%

States

StateComplaintsShare
Nevada9068.7%
California118.4%
Utah75.3%
Arizona64.6%
North Carolina32.3%
Florida21.5%
Arkansas10.8%
Connecticut10.8%
Georgia10.8%
Indiana10.8%
Louisiana10.8%
Maryland10.8%
Missouri10.8%
South Carolina10.8%
South Dakota10.8%
Texas10.8%
Washington10.8%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 21, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 17, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 14, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 7, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 2, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 1, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 29, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 23, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 1, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 22, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 16, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 31, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 29, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 25, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 17, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 11, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 10, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 9, 2025Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
July 3, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 3, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 30, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 29, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 27, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 27, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 13, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 12, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 11, 2025Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
June 5, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 4, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 28, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 22, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 14, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 13, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 12, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 11, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 30, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 12, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 10, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 6, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 2, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 28, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
March 26, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 26, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 26, 2025Debt collectionFalse statements or representationClosed with monetary reliefconsumerfinance.gov
March 18, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 15, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 15, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 14, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 13, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.