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Data / Consumer complaints / LCS Financial Services Corporation

LCS Financial Services Corporation: 54 CFPB consumer complaints in the last 3 years

LCS Financial Services Corporation drew 54 consumer complaints in the CFPB database in the three years to November 6, 2026, and 110 since 2013. The largest group, 35, was about debt collection, and the most common issue was “Improper use of your report” with 11. The company responded on time to 90.7% of the complaints, and 0.0% closed with monetary or other relief. The CFPB records the company as LCS FINANCIAL SERVICES CORPORATION.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in Texas
  • 54Complaints, last 3 years
  • 110Complaints, all years
  • 90.7%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 14, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 623
202516
202415
202310
20225
20216
20205
20195
20182
20172
20166
20154
20146
20135

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection3564.8%
Credit reporting or other personal consumer reports1629.6%
Student loan23.7%
Vehicle loan or lease11.9%

Issues

IssueComplaintsShare
Improper use of your report1120.4%
False statements or representation1018.5%
Attempts to collect debt not owed814.8%
Communication tactics59.3%
Incorrect information on your report59.3%
Took or threatened to take negative or legal action59.3%
Electronic communications35.6%
Threatened to contact someone or share information improperly23.7%
Written notification about debt23.7%
Dealing with your lender or servicer11.9%
Repossession11.9%
Struggling to repay your loan11.9%

How the company responded

Company responseComplaintsShare
Closed with explanation5398.1%
In progress11.9%

States

StateComplaintsShare
Texas1222.2%
California611.1%
Georgia611.1%
South Carolina47.4%
Virginia47.4%
Arizona35.6%
Illinois35.6%
Florida23.7%
Indiana23.7%
Ohio23.7%
Pennsylvania23.7%
Iowa11.9%
Maryland11.9%
Michigan11.9%
North Carolina11.9%
Nevada11.9%
New York11.9%
Oklahoma11.9%
Oregon11.9%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 14, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 2, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 2, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
October 2, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 29, 2026Debt collectionFalse statements or representationIn progressconsumerfinance.gov
July 21, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
June 8, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
June 3, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 29, 2026Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
May 22, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 2, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 12, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 12, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 27, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
March 25, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 25, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 19, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
March 19, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
March 3, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 27, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 16, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 15, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 13, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 27, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 23, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 21, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 19, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 18, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 6, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 12, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 7, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 10, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
February 10, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 23, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 23, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 18, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 17, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
December 11, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 8, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
November 21, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
November 19, 2024Student loanStruggling to repay your loanClosed with explanationconsumerfinance.gov
November 8, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 7, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 9, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 7, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 21, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 7, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 17, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.