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Data / Consumer complaints / CARS Acquisition, LLC

CARS Acquisition, LLC: 90 CFPB consumer complaints in the last 3 years

CARS Acquisition, LLC drew 90 consumer complaints in the CFPB database in the three years to November 6, 2026, and 143 since 2015. The largest group, 46, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 28. The company responded on time to 98.9% of the complaints, and 21.1% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 90Complaints, last 3 years
  • 143Complaints, all years
  • 98.9%Responded on time
  • 21.1%Closed with relief
  • 3Products
  • Sep 16, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 631
202532
202425
202311
202210
20219
20209
20195
20185
20172
20163
20151

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Incorrect information on your report2831.1%
Improper use of your report1213.3%
Attempts to collect debt not owed1011.1%
Problem with a company's investigation into an existing problem910%
Took or threatened to take negative or legal action77.8%
Getting a loan or lease55.6%
Managing the loan or lease55.6%
Problems at the end of the loan or lease55.6%
Repossession22.2%
Written notification about debt22.2%
Communication tactics11.1%
Credit monitoring or identity theft protection services11.1%
False statements or representation11.1%
Struggling to pay your loan11.1%
Unable to get your credit report or credit score11.1%

How the company responded

Company responseComplaintsShare
Closed with explanation7178.9%
Closed with non-monetary relief1718.9%
Closed with monetary relief22.2%

States

StateComplaintsShare
Florida1516.7%
Texas1213.3%
Georgia910%
South Carolina910%
Arizona77.8%
Louisiana66.7%
North Carolina66.7%
Alabama33.3%
Missouri33.3%
New Jersey33.3%
New Mexico33.3%
Nevada33.3%
Maryland22.2%
New York22.2%
Virginia22.2%
Colorado11.1%
Indiana11.1%
Northern Mariana Islands11.1%
Ohio11.1%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
September 16, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
August 27, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 13, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 12, 2026Vehicle loan or leaseManaging the loan or leaseClosed with monetary reliefconsumerfinance.gov
August 3, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
July 31, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
July 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 15, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 30, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
June 23, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
June 10, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
June 9, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
June 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
June 2, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
May 30, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
May 27, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 21, 2026Vehicle loan or leaseIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
May 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
May 19, 2026Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 18, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 1, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
March 15, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
March 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 11, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
March 6, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
February 19, 2026Vehicle loan or leaseGetting a loan or leaseClosed with non-monetary reliefconsumerfinance.gov
February 9, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 31, 2026Vehicle loan or leaseImproper use of your reportClosed with explanationconsumerfinance.gov
January 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 11, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 11, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 11, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with non-monetary reliefconsumerfinance.gov
November 24, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 14, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 16, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 10, 2025Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 5, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
September 30, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 25, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 14, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
August 13, 2025Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
August 13, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 13, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 11, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with non-monetary reliefconsumerfinance.gov
August 9, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 6, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 21, 2025Credit reporting or other personal consumer reportsCredit monitoring or identity theft protection servicesClosed with explanationconsumerfinance.gov
July 15, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with non-monetary reliefconsumerfinance.gov
July 6, 2025Vehicle loan or leaseGetting a loan or leaseClosed with monetary reliefconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.