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Data / Consumer complaints / Automobile Acceptance Corporation

Automobile Acceptance Corporation: 63 CFPB consumer complaints in the last 3 years

Automobile Acceptance Corporation drew 63 consumer complaints in the CFPB database in the three years to November 6, 2026, and 169 since 2015. The largest group, 36, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 18. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief. The CFPB records the company as AUTOMOBILE ACCEPTANCE CORPORATION.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in Georgia
  • 63Complaints, last 3 years
  • 169Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Oct 16, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 625
202519
202416
202317
20227
202115
202012
201916
201810
201719
20165
20158

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports3657.1%
Debt collection1219%
Vehicle loan or lease1117.5%
Payday loan, title loan, personal loan, or advance loan46.3%

Issues

IssueComplaintsShare
Incorrect information on your report1828.6%
Problem with a company's investigation into an existing problem1117.5%
Improper use of your report914.3%
Attempts to collect debt not owed57.9%
False statements or representation57.9%
Getting a loan or lease34.8%
Struggling to pay your loan34.8%
Managing the loan or lease23.2%
Charged fees or interest you didn't expect11.6%
Communication tactics11.6%
Problem with the payoff process at the end of the loan11.6%
Problems at the end of the loan or lease11.6%
Repossession11.6%
Took or threatened to take negative or legal action11.6%
Vehicle was repossessed or sold the vehicle11.6%

How the company responded

Company responseComplaintsShare
Closed with explanation63100%

States

StateComplaintsShare
Georgia3149.2%
Illinois914.3%
Texas812.7%
North Carolina69.5%
Alabama34.8%
New York23.2%
District of Columbia11.6%
Nevada11.6%
Ohio11.6%
South Carolina11.6%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 16, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 24, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 19, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 29, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 29, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
August 27, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 11, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 22, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 22, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 20, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 19, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 19, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 8, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 8, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 7, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 5, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
March 2, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 24, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
February 9, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
February 4, 2026Vehicle loan or leaseProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 14, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 11, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
January 10, 2026Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
January 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 7, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 29, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 7, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 27, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
August 26, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
August 20, 2025Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 31, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
July 8, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 27, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
June 7, 2025Payday loan, title loan, personal loan, or advance loanVehicle was repossessed or sold the vehicleClosed with explanationconsumerfinance.gov
May 30, 2025Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
April 23, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 21, 2025Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
March 21, 2025Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
February 19, 2025Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
February 12, 2025Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
February 5, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 27, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 17, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 17, 2024Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 31, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 21, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 8, 2024Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 30, 2024Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
September 3, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.