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Data / Consumer complaints / Sarma

Sarma: 53 CFPB consumer complaints in the last 3 years

Sarma drew 53 consumer complaints in the CFPB database in the three years to November 6, 2026, and 227 since 2013. The largest group, 32, was about debt collection, and the most common issue was “Improper use of your report” with 19. The company responded on time to 98.1% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 53Complaints, last 3 years
  • 227Complaints, all years
  • 98.1%Responded on time
  • 0.0%Closed with relief
  • 2Products
  • Aug 24, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 616
202522
202410
202316
202212
202124
202027
201927
201823
201713
201611
201512
201410
20134

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection3260.4%
Credit reporting or other personal consumer reports2139.6%

Issues

IssueComplaintsShare
Improper use of your report1935.8%
Written notification about debt1018.9%
Took or threatened to take negative or legal action815.1%
Attempts to collect debt not owed713.2%
False statements or representation35.7%
Incorrect information on your report23.8%
Threatened to contact someone or share information improperly23.8%
Communication tactics11.9%
Electronic communications11.9%

How the company responded

Company responseComplaintsShare
Closed with explanation53100%

States

StateComplaintsShare
Texas3158.5%
Florida815.1%
Utah47.5%
Georgia23.8%
California11.9%
Maryland11.9%
Michigan11.9%
Pennsylvania11.9%
Virginia11.9%
Wisconsin11.9%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
August 24, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 10, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 20, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 30, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
June 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 10, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 17, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 4, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 21, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 19, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 15, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 12, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 7, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 1, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
December 31, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 21, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 14, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 15, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 18, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 28, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 14, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 10, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 28, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 1, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 29, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
April 26, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
April 17, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 7, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 19, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 18, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
January 15, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 15, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 15, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 13, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 13, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 4, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
December 5, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
October 16, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 10, 2024Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
August 1, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 22, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
May 20, 2024Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
May 5, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 12, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 17, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
January 4, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
December 26, 2023Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 18, 2023Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.