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Data / Consumer complaints / Premier Auto Credit

Premier Auto Credit: 90 CFPB consumer complaints in the last 3 years

Premier Auto Credit drew 90 consumer complaints in the CFPB database in the three years to November 6, 2026, and 144 since 2018. The largest group, 35, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 17. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in California
  • 90Complaints, last 3 years
  • 144Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 5Products
  • Oct 15, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 630
202536
202418
202321
20227
202110
202014
20194
20184

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports3538.9%
Vehicle loan or lease3033.3%
Debt collection2325.6%
Credit card11.1%
Payday loan, title loan, personal loan, or advance loan11.1%

Issues

IssueComplaintsShare
Incorrect information on your report1718.9%
Improper use of your report1112.2%
Managing the loan or lease1011.1%
Problem with a company's investigation into an existing problem1011.1%
Attempts to collect debt not owed910%
Repossession910%
Took or threatened to take negative or legal action77.8%
False statements or representation66.7%
Struggling to pay your loan55.6%
Getting a loan or lease22.2%
Problems at the end of the loan or lease22.2%
Communication tactics11.1%
Vehicle was repossessed or sold the vehicle11.1%

How the company responded

Company responseComplaintsShare
Closed with explanation90100%

States

StateComplaintsShare
California6471.1%
Arizona88.9%
Nevada66.7%
Washington55.6%
Texas33.3%
Arkansas11.1%
Florida11.1%
Kansas11.1%
Louisiana11.1%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 15, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 10, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 30, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
September 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 27, 2026Credit cardIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 11, 2026Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
July 31, 2026Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
July 20, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 4, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 24, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
June 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 12, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
June 11, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
June 9, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
June 8, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
June 8, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
May 15, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 12, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
May 5, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 29, 2026Vehicle loan or leaseStruggling to pay your loanClosed with explanationconsumerfinance.gov
April 23, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 7, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 31, 2026Vehicle loan or leaseGetting a loan or leaseClosed with explanationconsumerfinance.gov
March 23, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 5, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 19, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
January 21, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 19, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 31, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 30, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
December 28, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov
December 24, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 23, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 23, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 23, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 16, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 11, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 9, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 8, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
November 26, 2025Vehicle loan or leaseIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 7, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
November 6, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 1, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 12, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 10, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 10, 2025Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
October 9, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 30, 2025Vehicle loan or leaseRepossessionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.