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Data / Consumer complaints / Goldcar Lending Inc.

Goldcar Lending Inc.: 52 CFPB consumer complaints in the last 3 years

Goldcar Lending Inc. drew 52 consumer complaints in the CFPB database in the three years to November 6, 2026, and 62 since 2018. The largest group, 21, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 13. The company responded on time to 0.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in Georgia
  • 52Complaints, last 3 years
  • 62Complaints, all years
  • 0.0%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Oct 19, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 620
202525
20246
20233
20221
20211
20203
20183

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports2140.4%
Vehicle loan or lease1630.8%
Debt collection1528.8%

Issues

IssueComplaintsShare
Incorrect information on your report1325%
Repossession1019.2%
Took or threatened to take negative or legal action917.3%
Problem with a company's investigation into an existing problem59.6%
Managing the loan or lease47.7%
Improper use of your report35.8%
Attempts to collect debt not owed23.8%
Credit monitoring or identity theft protection services23.8%
False statements or representation23.8%
Written notification about debt23.8%

How the company responded

Company responseComplaintsShare
Untimely response52100%

States

StateComplaintsShare
Georgia2751.9%
Alabama2140.4%
Florida11.9%
Pennsylvania11.9%
Texas11.9%
Virginia11.9%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 19, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemUntimely responseconsumerfinance.gov
September 20, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
September 16, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
August 12, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
August 7, 2026Vehicle loan or leaseManaging the loan or leaseUntimely responseconsumerfinance.gov
August 6, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
June 25, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemUntimely responseconsumerfinance.gov
June 10, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemUntimely responseconsumerfinance.gov
June 6, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
June 2, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
May 19, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
May 15, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
May 8, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
April 30, 2026Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov
March 23, 2026Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov
March 3, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
February 26, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
February 12, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
January 13, 2026Credit reporting or other personal consumer reportsCredit monitoring or identity theft protection servicesUntimely responseconsumerfinance.gov
January 9, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
December 27, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
December 22, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
November 25, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
November 18, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
October 22, 2025Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov
October 17, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
October 17, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
September 13, 2025Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
September 1, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemUntimely responseconsumerfinance.gov
August 27, 2025Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov
August 27, 2025Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov
August 15, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
August 13, 2025Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 7, 2025Vehicle loan or leaseManaging the loan or leaseUntimely responseconsumerfinance.gov
July 19, 2025Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
July 17, 2025Vehicle loan or leaseManaging the loan or leaseUntimely responseconsumerfinance.gov
July 16, 2025Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov
July 8, 2025Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
July 3, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
June 25, 2025Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov
June 14, 2025Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov
May 22, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
May 9, 2025Vehicle loan or leaseManaging the loan or leaseUntimely responseconsumerfinance.gov
April 18, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
February 14, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
December 16, 2024Vehicle loan or leaseCredit monitoring or identity theft protection servicesUntimely responseconsumerfinance.gov
November 9, 2024Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
October 1, 2024Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
May 6, 2024Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov
February 24, 2024Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.