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Data / Consumer complaints / Financial Credit Network Inc

Financial Credit Network Inc: 178 CFPB consumer complaints in the last 3 years

Financial Credit Network Inc drew 178 consumer complaints in the CFPB database in the three years to November 6, 2026, and 523 since 2013. The largest group, 129, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 48. The company responded on time to 100.0% of the complaints, and 16.9% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in California
  • 178Complaints, last 3 years
  • 523Complaints, all years
  • 100.0%Responded on time
  • 16.9%Closed with relief
  • 4Products
  • Oct 12, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 662
202571
202439
202332
202233
202172
202034
201932
201836
201744
201615
201525
201422
20136

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection12972.5%
Credit reporting or other personal consumer reports4424.7%
Credit card31.7%
Debt or credit management21.1%

Issues

IssueComplaintsShare
Attempts to collect debt not owed4827%
Took or threatened to take negative or legal action3620.2%
Written notification about debt2715.2%
Incorrect information on your report2212.4%
Problem with a company's investigation into an existing problem147.9%
Improper use of your report116.2%
False statements or representation105.6%
Electronic communications52.8%
Communication tactics31.7%
Problem with customer service21.1%

How the company responded

Company responseComplaintsShare
Closed with explanation14883.1%
Closed with non-monetary relief3016.9%

States

StateComplaintsShare
California13877.5%
Texas95.1%
Arizona73.9%
Georgia52.8%
Washington31.7%
Idaho21.1%
North Carolina21.1%
Maine10.6%
Missouri10.6%
New Mexico10.6%
Nevada10.6%
Ohio10.6%
Oklahoma10.6%
Oregon10.6%
South Carolina10.6%
Tennessee10.6%
Utah10.6%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 12, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 5, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 23, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
August 13, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
August 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 4, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 31, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 24, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
July 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
July 10, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 1, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 26, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 19, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
June 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 6, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with non-monetary reliefconsumerfinance.gov
June 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 2, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 2, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 22, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
May 21, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 18, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
May 17, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 9, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 23, 2026Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
April 17, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 10, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
April 9, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
April 8, 2026Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
April 8, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
April 6, 2026Debt collectionFalse statements or representationClosed with non-monetary reliefconsumerfinance.gov
April 2, 2026Debt collectionAttempts to collect debt not owedClosed with non-monetary reliefconsumerfinance.gov
March 31, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
March 26, 2026Debt collectionTook or threatened to take negative or legal actionClosed with non-monetary reliefconsumerfinance.gov
March 20, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 17, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 3, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 25, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 21, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 20, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 12, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
February 6, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.