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Data / Consumer complaints / Credit World Services, Inc.

Credit World Services, Inc.: 54 CFPB consumer complaints in the last 3 years

Credit World Services, Inc. drew 54 consumer complaints in the CFPB database in the three years to November 6, 2026, and 115 since 2013. The largest group, 36, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 18. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief. The CFPB records the company as CREDIT WORLD SERVICES, INC..

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in Missouri
  • 54Complaints, last 3 years
  • 115Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 3Products
  • Oct 21, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 620
202515
202416
202316
20228
20213
202010
201910
20182
20172
20163
20155
20142
20133

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection3666.7%
Credit reporting or other personal consumer reports1629.6%
Student loan23.7%

Issues

IssueComplaintsShare
Attempts to collect debt not owed1833.3%
Incorrect information on your report916.7%
Written notification about debt814.8%
Improper use of your report59.3%
Took or threatened to take negative or legal action59.3%
False statements or representation47.4%
Issue where my lender is my school23.7%
Problem with a company's investigation into an existing problem23.7%
Electronic communications11.9%

How the company responded

Company responseComplaintsShare
Closed with explanation54100%

States

StateComplaintsShare
Missouri2037%
Texas814.8%
Florida713%
Kansas611.1%
Nevada35.6%
Oklahoma35.6%
Washington23.7%
Arizona11.9%
California11.9%
Indiana11.9%
Wisconsin11.9%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 21, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 28, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 24, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 16, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 12, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 29, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 9, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 14, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 31, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
March 2, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 12, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 10, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 2, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 16, 2026Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
January 12, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 25, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 18, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 14, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 11, 2025Student loanIssue where my lender is my schoolClosed with explanationconsumerfinance.gov
November 7, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 28, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 9, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 4, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
June 22, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 16, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 13, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 22, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 21, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 6, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 12, 2025Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 4, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 25, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
November 16, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 3, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 30, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 9, 2024Student loanIssue where my lender is my schoolClosed with explanationconsumerfinance.gov
August 7, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 5, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 17, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 17, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
April 7, 2024Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 16, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 26, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 6, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 28, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.