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Data / Consumer complaints / Bay Area Receivables, Inc

Bay Area Receivables, Inc: 44 CFPB consumer complaints in the last 3 years

Bay Area Receivables, Inc drew 44 consumer complaints in the CFPB database in the three years to November 6, 2026, and 171 since 2013. The largest group, 36, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 13. The company responded on time to 65.9% of the complaints, and 31.8% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 44Complaints, last 3 years
  • 171Complaints, all years
  • 65.9%Responded on time
  • 31.8%Closed with relief
  • 3Products
  • Jul 28, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 68
202521
202413
202312
202251
202134
20209
20193
201811
20174
20161
20151
20142
20131

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection3681.8%
Credit reporting or other personal consumer reports613.6%
Debt or credit management24.5%

Issues

IssueComplaintsShare
Attempts to collect debt not owed1329.5%
Written notification about debt818.2%
Incorrect information on your report613.6%
Took or threatened to take negative or legal action613.6%
Threatened to contact someone or share information improperly49.1%
False statements or representation36.8%
Communication tactics24.5%
Charged upfront or unexpected fees12.3%
Unauthorized withdrawals or charges12.3%

How the company responded

Company responseComplaintsShare
Closed with explanation3068.2%
Closed with monetary relief1431.8%

States

StateComplaintsShare
Maryland1943.2%
Delaware1022.7%
District of Columbia49.1%
Virginia49.1%
North Carolina36.8%
California12.3%
Florida12.3%
Missouri12.3%
Pennsylvania12.3%

Latest 44 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
July 28, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 27, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
July 21, 2026Debt collectionWritten notification about debtClosed with monetary reliefconsumerfinance.gov
July 20, 2026Debt or credit managementUnauthorized withdrawals or chargesClosed with monetary reliefconsumerfinance.gov
July 4, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 1, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 19, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
May 18, 2026Debt or credit managementCharged upfront or unexpected feesClosed with explanationconsumerfinance.gov
December 18, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 8, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 6, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 9, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 18, 2025Debt collectionWritten notification about debtClosed with monetary reliefconsumerfinance.gov
September 17, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 23, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 26, 2025Debt collectionAttempts to collect debt not owedClosed with monetary reliefconsumerfinance.gov
June 25, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 15, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with monetary reliefconsumerfinance.gov
June 15, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with monetary reliefconsumerfinance.gov
June 15, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with monetary reliefconsumerfinance.gov
May 27, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 27, 2025Debt collectionAttempts to collect debt not owedClosed with monetary reliefconsumerfinance.gov
May 26, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
April 9, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 6, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 27, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 19, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 11, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 19, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 21, 2024Debt collectionAttempts to collect debt not owedClosed with monetary reliefconsumerfinance.gov
December 6, 2024Debt collectionAttempts to collect debt not owedClosed with monetary reliefconsumerfinance.gov
November 4, 2024Debt collectionAttempts to collect debt not owedClosed with monetary reliefconsumerfinance.gov
October 15, 2024Debt collectionAttempts to collect debt not owedClosed with monetary reliefconsumerfinance.gov
September 13, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 5, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
August 21, 2024Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
July 31, 2024Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
July 29, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 6, 2024Debt collectionThreatened to contact someone or share information improperlyClosed with monetary reliefconsumerfinance.gov
June 7, 2024Debt collectionWritten notification about debtClosed with monetary reliefconsumerfinance.gov
March 20, 2024Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
January 6, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 11, 2023Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 29, 2023Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.