Data / Consumer complaints / Zarzaur and Schwartz, PC
Zarzaur and Schwartz, PC: 42 CFPB consumer complaints in the last 3 years
Zarzaur and Schwartz, PC drew 42 consumer complaints in the CFPB database in the three years to November 6, 2026, and 84 since 2013. The largest group, 33, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 11. The company responded on time to 78.6% of the complaints, and 0.0% closed with monetary or other relief.
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- 42Complaints, last 3 years
- 84Complaints, all years
- 78.6%Responded on time
- 0.0%Closed with relief
- 4Products
- Nov 5, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 14 |
| 2025 | 16 |
| 2024 | 11 |
| 2023 | 15 |
| 2022 | 8 |
| 2021 | 5 |
| 2020 | 2 |
| 2019 | 4 |
| 2016 | 2 |
| 2015 | 1 |
| 2014 | 5 |
| 2013 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt collection | 33 | 78.6% |
| Credit reporting or other personal consumer reports | 6 | 14.3% |
| Credit card | 2 | 4.8% |
| Debt or credit management | 1 | 2.4% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 11 | 26.2% |
| Took or threatened to take negative or legal action | 11 | 26.2% |
| Written notification about debt | 5 | 11.9% |
| False statements or representation | 4 | 9.5% |
| Incorrect information on your report | 4 | 9.5% |
| Communication tactics | 2 | 4.8% |
| Getting a credit card | 2 | 4.8% |
| Improper use of your report | 1 | 2.4% |
| Problem with a company's investigation into an existing problem | 1 | 2.4% |
| Unauthorized withdrawals or charges | 1 | 2.4% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 40 | 95.2% |
| In progress | 2 | 4.8% |
States
| State | Complaints | Share |
|---|---|---|
| Alabama | 40 | 95.2% |
| Florida | 1 | 2.4% |
| Mississippi | 1 | 2.4% |
Latest 42 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 5, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| October 20, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 5, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| September 25, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| September 7, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| May 18, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| May 13, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 3, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| April 3, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| January 29, 2026 | Credit card | Getting a credit card | Closed with explanation | consumerfinance.gov |
| January 27, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| December 11, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| December 7, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| December 1, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| August 9, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 30, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 29, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 14, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| April 14, 2025 | Credit card | Getting a credit card | Closed with explanation | consumerfinance.gov |
| April 10, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 3, 2025 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| March 18, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| February 21, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| February 14, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| February 12, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| February 6, 2025 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| January 26, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| December 29, 2024 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 8, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 8, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 13, 2024 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| September 9, 2024 | Debt or credit management | Unauthorized withdrawals or charges | Closed with explanation | consumerfinance.gov |
| September 5, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 23, 2024 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| April 9, 2024 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| March 27, 2024 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| March 18, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| January 4, 2024 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| November 26, 2023 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Debt collection complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Credit card complaints
- Every company with Debt or credit management complaints
- Consumer complaints in Alabama
- Consumer complaints in Florida
- Consumer complaints in Mississippi
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.