Data / Consumer complaints / RC Willey
RC Willey: 56 CFPB consumer complaints in the last 3 years
RC Willey drew 56 consumer complaints in the CFPB database in the three years to November 6, 2026, and 94 since 2021. The largest group, 23, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 18. The company responded on time to 87.5% of the complaints, and 0.0% closed with monetary or other relief.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 56Complaints, last 3 years
- 94Complaints, all years
- 87.5%Responded on time
- 0.0%Closed with relief
- 4Products
- Oct 16, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 18 |
| 2025 | 23 |
| 2024 | 13 |
| 2023 | 6 |
| 2022 | 15 |
| 2021 | 19 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 23 | 41.1% |
| Debt collection | 23 | 41.1% |
| Credit card | 9 | 16.1% |
| Payday loan, title loan, personal loan, or advance loan | 1 | 1.8% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 18 | 32.1% |
| Attempts to collect debt not owed | 10 | 17.9% |
| Took or threatened to take negative or legal action | 7 | 12.5% |
| Improper use of your report | 4 | 7.1% |
| Written notification about debt | 3 | 5.4% |
| Advertising and marketing, including promotional offers | 2 | 3.6% |
| Communication tactics | 2 | 3.6% |
| Fees or interest | 2 | 3.6% |
| Problem when making payments | 2 | 3.6% |
| Charged fees or interest you didn't expect | 1 | 1.8% |
| False statements or representation | 1 | 1.8% |
| Getting a credit card | 1 | 1.8% |
| Other features, terms, or problems | 1 | 1.8% |
| Problem with a company's investigation into an existing problem | 1 | 1.8% |
| Problem with a purchase shown on your statement | 1 | 1.8% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 56 | 100% |
States
| State | Complaints | Share |
|---|---|---|
| California | 24 | 42.9% |
| Nevada | 15 | 26.8% |
| Utah | 10 | 17.9% |
| Idaho | 3 | 5.4% |
| Arizona | 1 | 1.8% |
| Colorado | 1 | 1.8% |
| Florida | 1 | 1.8% |
| Kansas | 1 | 1.8% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 16, 2026 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| October 4, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| August 20, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 10, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 2, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| June 29, 2026 | Credit card | Other features, terms, or problems | Closed with explanation | consumerfinance.gov |
| June 23, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| May 28, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 15, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 12, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| May 4, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 20, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| March 31, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| March 11, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| February 24, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| February 20, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| January 30, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| January 27, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| December 30, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| December 22, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| December 19, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| December 10, 2025 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| December 10, 2025 | Credit card | Getting a credit card | Closed with explanation | consumerfinance.gov |
| November 21, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 29, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 27, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 25, 2025 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| September 12, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 11, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| August 26, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| July 30, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 23, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 19, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| July 5, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 27, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 19, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 15, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| April 22, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| April 7, 2025 | Credit card | Problem when making payments | Closed with explanation | consumerfinance.gov |
| January 10, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| January 6, 2025 | Credit card | Fees or interest | Closed with explanation | consumerfinance.gov |
| December 29, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| November 18, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| November 13, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 12, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 10, 2024 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 26, 2024 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| September 17, 2024 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| September 11, 2024 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 5, 2024 | Credit card | Advertising and marketing, including promotional offers | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt collection complaints
- Every company with Credit card complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Consumer complaints in California
- Consumer complaints in Nevada
- Consumer complaints in Utah
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.