Data / Federal rules / 2025-21625
Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework
The Federal Deposit Insurance Corporation published this proposed rule in the Federal Register on December 1, 2025. Comments closed on January 30, 2026.
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What the agency says
The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are inviting public comment on a notice of proposed rulemaking (proposal) that would lower the community bank leverage ratio (CBLR) requirement for certain depository institutions and depository institution holding companies from 9 percent to 8 percent, consistent with the lower bound provided in section 201 of the Economic Growth, Regulatory Relief, and Consumer Protection Act. The proposal would also extend the length of time that certain depository institutions or depository institution holding companies can remain in the CBLR framework while not meeting all of the qualifying criteria for the CBLR framework from two quarters to four quarters, subject to a limit of eight quarters in any five-year period.
Key facts
- Document number
- 2025-21625
- Type
- Proposed rule
- Action
- Notice of proposed rulemaking
- Agency
- Treasury Department; Comptroller of the Currency; Federal Reserve System; Federal Deposit Insurance Corporation
- Published
- December 1, 2025
- Comments due
- January 30, 2026
- Dates
- Comments must be received by January 30, 2026.
- Docket
- Docket ID OCC-2025-0141; Docket No. R-1876
- Regulation ID (RIN)
- 1557-AF33; 3064-AG17; 7100-AH08
- Code of Federal Regulations
- 12 CFR 3; 12 CFR 217; 12 CFR 324
- Topics
- Administrative practice and procedure; Banks, banking; Confidential business information; Holding companies; Investments; Reporting and recordkeeping requirements; Savings associations; Securities
- Pages
- 16
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Everything from the Federal Deposit Insurance Corporation · Rules on administrative practice and procedure · Rules on banks, banking · Rules on confidential business information · Published in December 2025
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.