Data / Federal rules / 2025-21461
FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC's Name or Logo
The Federal Deposit Insurance Corporation published this final rule in the Federal Register on November 28, 2025.
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What the agency says
On December 20, 2023, the FDIC adopted a final rule that, among other things, amended the FDIC's official sign and advertisement of membership requirements for insured depository institutions (IDIs). The current compliance date for requirements related to displaying the official digital sign on IDIs' digital deposit-taking channels and automated teller machines (ATMs) and like devices is March 1, 2026. The FDIC is delaying the March 1, 2026, compliance date to January 1, 2027. This delay will provide certainty and minimize undue burden on IDIs while the FDIC completes consideration of a proposal to amend requirements related to digital deposit-taking channels and ATMs and like devices.
Key facts
- Document number
- 2025-21461
- Type
- Final rule
- Action
- Final rule; delay of compliance date
- Agency
- Federal Deposit Insurance Corporation
- Published
- November 28, 2025
- Dates
- The compliance date for the requirements in 12 CFR 328.4 and 328.5, which was initially delayed at 89 FR 84261 (October 22, 2024) and was subsequently delayed at 90 FR 11659 (March 11, 2025), is further delayed to January 1, 2027.
- Regulation ID (RIN)
- 3064-AF26
- Code of Federal Regulations
- 12 CFR 328
- Pages
- 2
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Everything from the Federal Deposit Insurance Corporation · Published in November 2025
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.