Data / Federal rules / 2023-28629
FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC's Name or Logo
The Federal Deposit Insurance Corporation published this final rule in the Federal Register on January 18, 2024. It took effect on April 1, 2024.
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What the agency says
The Federal Deposit Insurance Corporation (FDIC) is amending its regulations governing use of the official FDIC sign and insured depository institutions' (IDIs) advertising statements to reflect how depositors conduct business with IDIs today, including through digital and mobile channels. The final rule also clarifies the FDIC's regulations regarding misrepresentations of deposit insurance coverage by addressing specific scenarios where consumers may be misled as to whether they are conducting business with an IDI and whether their funds are protected by federal deposit insurance. The final rule is intended to enable consumers to better understand when they are conducting business with an IDI and when their funds are protected by the FDIC's deposit insurance coverage.
Key facts
- Document number
- 2023-28629
- Type
- Final rule
- Action
- Final rule
- Agency
- Federal Deposit Insurance Corporation
- Published
- January 18, 2024
- Takes effect
- April 1, 2024
- Dates
- The amendments made in this rule are effective April 1, 2024. Compliance is required by January 1, 2025.
- Regulation ID (RIN)
- 3064-AF26
- Code of Federal Regulations
- 12 CFR 328
- Topics
- Advertising; Bank deposit insurance; Savings associations; Signs and symbols
- Pages
- 29
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Everything from the Federal Deposit Insurance Corporation · Rules on advertising · Rules on bank deposit insurance · Rules on savings associations · Published in January 2024
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.