Data / Federal rules / 2026-01806
FDIC Official Signs, Advertisement of Membership, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC's Name or Logo
The Federal Deposit Insurance Corporation published this final rule in the Federal Register on January 29, 2026. It took effect on March 2, 2026.
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What the agency says
The Federal Deposit Insurance Corporation (FDIC) is amending its signage requirements for insured depository institutions' (IDIs) digital deposit-taking channels and automated teller machines (ATMs) and like devices. This final rule is intended to address implementation issues and sources of potential confusion raised following the adoption of signage requirements for these banking channels in 2023. The final rule provides additional flexibility to IDIs while also enabling consumers to better understand when they are conducting business with an IDI and when their funds are protected by the FDIC's deposit insurance coverage.
Key facts
- Document number
- 2026-01806
- Type
- Final rule
- Action
- Final rule
- Agency
- Federal Deposit Insurance Corporation
- Published
- January 29, 2026
- Takes effect
- March 2, 2026
- Dates
- Effective date: The amendments made in this rule are effective March 2, 2026.
- Regulation ID (RIN)
- 3064-AG14
- Code of Federal Regulations
- 12 CFR 328
- Topics
- Advertising; Bank deposit insurance; Savings associations; Signs and symbols
- Pages
- 13
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|---|---|---|
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| Unsafe or Unsound Practices, Matters Requiring Attention; Correction 2026-19312 | Final rule | Sep 22 |
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| Merger Transactions 2026-19308 | Proposed rule | Sep 22 |
| Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks 2026-18766 | Final rule | Sep 14 |
| Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act 2026-17865 | Final rule | Sep 1 |
| Unsafe or Unsound Practices, Matters Requiring Attention 2026-17823 | Final rule | Sep 1 |
| Disclosure of Information; Extension of Comment Period 2026-17649 | Proposed rule | Aug 28 |
Everything from the Federal Deposit Insurance Corporation · Rules on advertising · Rules on bank deposit insurance · Rules on savings associations · Published in January 2026
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.