Data / Federal rules / 2026-13192
Assessments Thresholds, Rate Schedules, and Adjustments
The Federal Deposit Insurance Corporation published this proposed rule in the Federal Register on June 30, 2026. Comments closed on August 31, 2026.
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What the agency says
The Federal Deposit Insurance Corporation (FDIC) invites public comment on a proposed rule that would amend the assessment regulations in 12 CFR part 327 to: update the $10 billion asset threshold in the definitions of small and large institutions to $30 billion and adjust the threshold every four years to reflect inflation, pursuant to a pre-determined indexing methodology; decrease initial base deposit insurance assessment rate schedules by 2 basis points for small institutions and by 1 basis point for large and highly complex institutions; provide a downward resolution readiness adjustment to assessment rates for large and highly complex institutions, including 0.5 basis points for passing virtual data room testing and 0.5 basis points for providing prescribed data access; and remove obsolete provisions.
Key facts
- Document number
- 2026-13192
- Type
- Proposed rule
- Action
- Notice of proposed rulemaking
- Agency
- Federal Deposit Insurance Corporation
- Published
- June 30, 2026
- Comments due
- August 31, 2026
- Dates
- Comments must be received no later than August 31, 2026.
- Regulation ID (RIN)
- 3064-AG27
- Code of Federal Regulations
- 12 CFR 327
- Topics
- Bank deposit insurance; Banks, banking; Savings associations
- Pages
- 45
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Everything from the Federal Deposit Insurance Corporation · Rules on bank deposit insurance · Rules on banks, banking · Rules on savings associations · Published in June 2026
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.