Data / Federal rules / 2025-23510
Approval Requirements for Issuance of Payment Stablecoins by Subsidiaries of FDIC-Supervised Insured Depository Institutions
The Federal Deposit Insurance Corporation published this proposed rule in the Federal Register on December 19, 2025. Comments closed on February 17, 2026.
SpecStream is the live web data engine for teams and agents. It reads every rule and proposed rule in the Federal Register each morning, and this page is that reading. Name your industry once and new rules, comment deadlines and effective dates arrive in your sheet, CRM, Slack or agent as they are published.
What the agency says
The Federal Deposit Insurance Corporation (FDIC) is soliciting comments on a proposal that would establish procedures to be followed by an insured State nonmember bank or State savings association (each, an FDIC-supervised institution) that seeks to obtain FDIC approval to issue payment stablecoins through a subsidiary pursuant to the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act).
Key facts
- Document number
- 2025-23510
- Type
- Proposed rule
- Action
- Notice of proposed rulemaking
- Agency
- Federal Deposit Insurance Corporation
- Published
- December 19, 2025
- Comments due
- February 17, 2026
- Dates
- Comments must be received by the FDIC no later than February 17, 2026.
- Regulation ID (RIN)
- 3064-AG20
- Code of Federal Regulations
- 12 CFR 303
- Topics
- Administrative practice and procedure; Bank deposit insurance; Banks, banking; Reporting and recordkeeping requirements; Savings associations
- Pages
- 10
Other documents from the Federal Deposit Insurance Corporation
| Document | Type | Published |
|---|---|---|
| Extensions of Credit to Insiders 2026-20735 | Proposed rule | Oct 9 |
| Unsafe or Unsound Practices, Matters Requiring Attention; Correction 2026-19312 | Final rule | Sep 22 |
| State Bank Parity 2026-19310 | Proposed rule | Sep 22 |
| Merger Transactions 2026-19308 | Proposed rule | Sep 22 |
| Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks 2026-18766 | Final rule | Sep 14 |
| Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act 2026-17865 | Final rule | Sep 1 |
| Unsafe or Unsound Practices, Matters Requiring Attention 2026-17823 | Final rule | Sep 1 |
| Disclosure of Information; Extension of Comment Period 2026-17649 | Proposed rule | Aug 28 |
Everything from the Federal Deposit Insurance Corporation · Rules on administrative practice and procedure · Rules on bank deposit insurance · Rules on banks, banking · Published in December 2025
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.