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Data / Consumer complaints / RAS LaVrar, LLC

RAS LaVrar, LLC: 103 CFPB consumer complaints in the last 3 years

RAS LaVrar, LLC drew 103 consumer complaints in the CFPB database in the three years to November 6, 2026, and 202 since 2017. The largest group, 85, was about debt collection, and the most common issue was “Written notification about debt” with 26. The company responded on time to 99.0% of the complaints, and 0.0% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

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  • 103Complaints, last 3 years
  • 202Complaints, all years
  • 99.0%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Sep 29, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 613
202550
202437
202332
202215
202117
20209
201913
201814
20172

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection8582.5%
Credit reporting or other personal consumer reports109.7%
Credit card54.9%
Debt or credit management32.9%

Issues

IssueComplaintsShare
Written notification about debt2625.2%
Attempts to collect debt not owed2120.4%
Took or threatened to take negative or legal action2120.4%
False statements or representation98.7%
Incorrect information on your report87.8%
Communication tactics43.9%
Threatened to contact someone or share information improperly43.9%
Getting a credit card32.9%
Problem with customer service32.9%
Improper use of your report21.9%
Other features, terms, or problems11%
Problem with a company's investigation into an existing problem11%

How the company responded

Company responseComplaintsShare
Closed with explanation103100%

States

StateComplaintsShare
Florida5755.3%
Virginia1312.6%
Georgia1211.7%
Pennsylvania1110.7%
South Carolina76.8%
New York21.9%
North Carolina11%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
September 29, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 29, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 16, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 10, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 18, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 13, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 13, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
May 4, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 21, 2026Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
March 20, 2026Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
January 26, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
January 24, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 14, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
December 30, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
December 28, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 28, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 17, 2025Credit cardProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
December 11, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 8, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 6, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
December 5, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 4, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 2, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 2, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 24, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
November 13, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
November 6, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 28, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 27, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 9, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 9, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 25, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 23, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 19, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 9, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 7, 2025Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
August 23, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 23, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 23, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
June 18, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
June 10, 2025Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
May 22, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 7, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 27, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 19, 2025Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 16, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 6, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 5, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
March 26, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 5, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.