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Data / Consumer complaints / Credico. Inc

Credico. Inc: 39 CFPB consumer complaints in the last 3 years

Credico. Inc drew 39 consumer complaints in the CFPB database in the three years to November 6, 2026, and 126 since 2014. The largest group, 35, was about debt collection, and the most common issue was “Took or threatened to take negative or legal action” with 9. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief. The CFPB records the company as CREDICO. INC.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaintsGet every debt collection companyGet debt collection in South Dakota
  • 39Complaints, last 3 years
  • 126Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 4Products
  • Jul 24, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 67
202514
202414
202310
20225
20219
20202
20199
20186
201719
20169
201510
201412

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection3589.7%
Debt or credit management25.1%
Credit reporting or other personal consumer reports12.6%
Student loan12.6%

Issues

IssueComplaintsShare
Took or threatened to take negative or legal action923.1%
Written notification about debt923.1%
Attempts to collect debt not owed717.9%
False statements or representation717.9%
Threatened to contact someone or share information improperly37.7%
Dealing with your lender or servicer12.6%
Incorrect information on your report12.6%
Problem with customer service12.6%
Unauthorized withdrawals or charges12.6%

How the company responded

Company responseComplaintsShare
Closed with explanation39100%

States

StateComplaintsShare
South Dakota3384.6%
South Carolina25.1%
Louisiana12.6%
Missouri12.6%
North Dakota12.6%
Ohio12.6%

Latest 39 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
July 24, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 19, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
June 13, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
June 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 14, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
January 14, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 10, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
December 31, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
December 9, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 3, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 15, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 30, 2025Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 28, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 3, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
June 27, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 15, 2025Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
April 23, 2025Debt or credit managementUnauthorized withdrawals or chargesClosed with explanationconsumerfinance.gov
April 11, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 5, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 4, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 7, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 30, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 11, 2024Student loanDealing with your lender or servicerClosed with explanationconsumerfinance.gov
November 26, 2024Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
November 18, 2024Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 28, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 22, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 21, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 13, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 9, 2024Debt or credit managementProblem with customer serviceClosed with explanationconsumerfinance.gov
May 23, 2024Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 9, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 12, 2024Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
March 6, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 1, 2024Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
December 22, 2023Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 12, 2023Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
December 7, 2023Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
December 2, 2023Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.