Data / Bank failures / 2011 / High Trust Bank
High Trust Bank, Stockbridge, GA: failed July 15, 2011
High Trust Bank in Stockbridge, Georgia, failed on July 15, 2011. Ameris Bank of Moultrie, GA, took over its deposits. It held $180.3 million in assets and $177.2 million in deposits at its last report. The FDIC estimates the cost to its insurance fund at $70.8 million (39.2% of its assets). By assets it was the 53rd largest of 92 banks closed or assisted in 2011.
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The FDIC's record
- Closed
- July 15, 2011
- Type
- Failure
- How it was resolved
- Purchase and assumption: another bank took over the deposits
- Acquirer
- Ameris Bank, Moultrie, GA
- Total assets
- $180,340,000
- Total deposits
- $177,221,000
- Estimated cost to the FDIC
- $70,771,938 (estimate as of July 31, 2026)
- Charter
- State nonmember bank (FDIC)
- Insurance fund
- DIF
- FDIC certificate
- 19554
Other bank failures in Georgia, 2009 to 2013
| Bank | City | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|
| Sunrise Bank | Valdosta | May 10, 2013 | $60.8 million | $57.8 million | $16 million | Synovus Bank |
| Douglas County Bank | Douglasville | April 26, 2013 | $317.3 million | $315.3 million | $89.6 million | Hamilton State Bank |
| Frontier Bank | Lagrange | March 8, 2013 | $258.8 million | $224.1 million | $73.4 million | Heritage Bank of the South |
| Hometown Communitybank | Braselton | November 16, 2012 | $124.6 million | $108.9 million | $39.7 million | Certusbank, National Association |
| Jasper Banking Company | Jasper | July 27, 2012 | $206.7 million | $204.2 million | $49.2 million | Stearns Bank National Association |
| Georgia Trust Bank | Buford | July 20, 2012 | $116.9 million | $114.7 million | $25.3 million | Community & Southern Bank |
| First Cherokee State Bank | Woodstock | July 20, 2012 | $209 million | $182.1 million | $36.2 million | Community & Southern Bank |
| Montgomery Bank & Trust | Ailey | July 6, 2012 | $153.2 million | $164.2 million | $65.8 million | Ameris Bank |
Other failed banks Ameris Bank took over
| Bank | City | State | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|---|
| Montgomery Bank & Trust | Ailey | GA | July 6, 2012 | $153.2 million | $164.2 million | $65.8 million | Ameris Bank |
| Central Bank of Georgia | Ellaville | GA | February 24, 2012 | $278.9 million | $266.6 million | $51.8 million | Ameris Bank |
| One Georgia Bank | Atlanta | GA | July 15, 2011 | $177.7 million | $158.1 million | $40.6 million | Ameris Bank |
| Tifton Banking Company | Tifton | GA | November 12, 2010 | $143.7 million | $141.6 million | $21.4 million | Ameris Bank |
| Darby Bank & Trust Company | Vidalia | GA | November 12, 2010 | $654.7 million | $587.6 million | $125.9 million | Ameris Bank |
| First Bank of Jacksonville | Jacksonville | FL | October 22, 2010 | $73.9 million | $72.2 million | $14.3 million | Ameris Bank |
| Satilla Community Bank | Saint Marys | GA | May 14, 2010 | $135.7 million | $134 million | $36.3 million | Ameris Bank |
| United Security Bank | Sparta | GA | November 6, 2009 | $153.6 million | $149.6 million | $60.9 million | Ameris Bank |
All bank failures in 2011 · All bank failures in Georgia · Every failed bank Ameris Bank took over · The full failed bank list
Read from the FDIC's failures data (BankFind), last updated 2026-10-23. Assets and deposits are as of the last report before failure; the estimated cost is the FDIC's latest estimate of the loss to its insurance fund and changes as the receivership winds down. Free to reuse with credit to SpecStream under CC BY 4.0.