Data / Bank failures / 2010 / Darby Bank & Trust Company
Darby Bank & Trust Company, Vidalia, GA: failed November 12, 2010
Darby Bank & Trust Company in Vidalia, Georgia, failed on November 12, 2010. Ameris Bank of Moultrie, GA, took over its deposits. It held $654.7 million in assets and $587.6 million in deposits at its last report. The FDIC estimates the cost to its insurance fund at $125.9 million (19.2% of its assets). By assets it was the 31st largest of 157 banks closed or assisted in 2010.
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The FDIC's record
- Closed
- November 12, 2010
- Type
- Failure
- How it was resolved
- Purchase and assumption: another bank took over the deposits
- Acquirer
- Ameris Bank, Moultrie, GA
- Total assets
- $654,714,000
- Total deposits
- $587,626,000
- Estimated cost to the FDIC
- $125,907,826 (estimate as of July 31, 2026)
- Charter
- State nonmember bank (FDIC)
- Insurance fund
- DIF
- FDIC certificate
- 14580
Other bank failures in Georgia, 2008 to 2012
| Bank | City | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|
| Hometown Communitybank | Braselton | November 16, 2012 | $124.6 million | $108.9 million | $39.7 million | Certusbank, National Association |
| Jasper Banking Company | Jasper | July 27, 2012 | $206.7 million | $204.2 million | $49.2 million | Stearns Bank National Association |
| Georgia Trust Bank | Buford | July 20, 2012 | $116.9 million | $114.7 million | $25.3 million | Community & Southern Bank |
| First Cherokee State Bank | Woodstock | July 20, 2012 | $209 million | $182.1 million | $36.2 million | Community & Southern Bank |
| Montgomery Bank & Trust | Ailey | July 6, 2012 | $153.2 million | $164.2 million | $65.8 million | Ameris Bank |
| Security Exchange Bank | Marietta | June 15, 2012 | $151 million | $147.9 million | $44.8 million | Fidelity Bank |
| Convenant Bank & Trust | Rock Spring | March 23, 2012 | $95.7 million | $90.6 million | $30.3 million | Stearns Bank, National Association |
| Global Commerce Bank | Doraville | March 2, 2012 | $143.7 million | $116.8 million | $40.3 million | Metro City Bank |
Other failed banks Ameris Bank took over
| Bank | City | State | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|---|
| Montgomery Bank & Trust | Ailey | GA | July 6, 2012 | $153.2 million | $164.2 million | $65.8 million | Ameris Bank |
| Central Bank of Georgia | Ellaville | GA | February 24, 2012 | $278.9 million | $266.6 million | $51.8 million | Ameris Bank |
| One Georgia Bank | Atlanta | GA | July 15, 2011 | $177.7 million | $158.1 million | $40.6 million | Ameris Bank |
| High Trust Bank | Stockbridge | GA | July 15, 2011 | $180.3 million | $177.2 million | $70.8 million | Ameris Bank |
| Tifton Banking Company | Tifton | GA | November 12, 2010 | $143.7 million | $141.6 million | $21.4 million | Ameris Bank |
| First Bank of Jacksonville | Jacksonville | FL | October 22, 2010 | $73.9 million | $72.2 million | $14.3 million | Ameris Bank |
| Satilla Community Bank | Saint Marys | GA | May 14, 2010 | $135.7 million | $134 million | $36.3 million | Ameris Bank |
| United Security Bank | Sparta | GA | November 6, 2009 | $153.6 million | $149.6 million | $60.9 million | Ameris Bank |
All bank failures in 2010 · All bank failures in Georgia · Every failed bank Ameris Bank took over · The full failed bank list
Read from the FDIC's failures data (BankFind), last updated 2026-10-23. Assets and deposits are as of the last report before failure; the estimated cost is the FDIC's latest estimate of the loss to its insurance fund and changes as the receivership winds down. Free to reuse with credit to SpecStream under CC BY 4.0.