Data / Federal rules / 2025-14281
Pooled Employer Plans: Big Plans for Small Businesses
The Employee Benefits Security Administration published this proposed rule in the Federal Register on July 29, 2025. Comments closed on September 29, 2025.
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What the agency says
This document contains limited interpretive guidance to help small employers select high-quality, low-cost "pooled employer plans" or "PEPs." This document also solicits information about prevailing pooled employer plan market practices. The Department will consider the responses as part of a process aimed at developing a potential regulatory safe harbor or safe harbors that comprehensively encourage market participants to offer and employers to join such plans. These efforts, taken pursuant to President Trump's January 20, 2025, Memorandum titled "Delivering Emergency Price Relief for American Families and Defeating the Cost-of-Living Crisis," are designed to reduce investment costs for workers saving for their retirement, thereby improving their lives. These efforts also will help small employers provide more attractive benefits to potential hires, drawing discouraged workers into the labor force.
Key facts
- Document number
- 2025-14281
- Type
- Proposed rule
- Action
- Guidance and request for information
- Agency
- Labor Department; Employee Benefits Security Administration
- Published
- July 29, 2025
- Comments due
- September 29, 2025
- Dates
- To be assured consideration, comments must be received at one of the following addresses no later than September 29, 2025.
- Regulation ID (RIN)
- 1210-AC10
- Code of Federal Regulations
- 29 CFR 2510; 29 CFR 2520; 29 CFR 2550
- Significant
- Yes, under Executive Order 12866
- Pages
- 7
Other documents from the Employee Benefits Security Administration
| Document | Type | Published |
|---|---|---|
| Transparency in Coverage 2026-20447 · significant | Final rule | Oct 6 |
| Federal Independent Dispute Resolution Operations; Correction 2026-17622 · significant | Final rule | Aug 28 |
| Electronic Disclosure by Group Health Plans Under ERISA 2026-14917 · significant | Proposed rule | Jul 23 |
| Federal Independent Dispute Resolution Operations 2026-11140 · significant | Final rule | Jun 4 |
| Excepted Fertility Benefits 2026-09479 | Proposed rule | May 13 |
| Fiduciary Duties in Selecting Designated Investment Alternatives 2026-06178 | Proposed rule | Mar 31 |
| Retirement Security Rule: Definition of an Investment Advice Fiduciary: Notice of Court Vacatur 2026-05492 · significant | Final rule | Mar 20 |
| Improving Transparency Into Pharmacy Benefit Manager Fee Disclosure; Extension of Comment Period 2026-04084 · significant | Proposed rule | Mar 2 |
Everything from the Employee Benefits Security Administration · Published in July 2025
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.