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Data / Federal rules / 2025-00640

Patient Protection and Affordable Care Act; HHS Notice of Benefit and Payment Parameters for 2026; and Basic Health Program

The Health and Human Services Department published this final rule in the Federal Register on January 15, 2025. It took effect on January 15, 2025.

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What the agency says

This final rule includes payment parameters and provisions related to the HHS-operated risk adjustment and risk adjustment data validation (HHS-RADV) programs, as well as 2026 benefit year user fee rates for issuers that participate in the HHS-operated risk adjustment program and the 2026 benefit year user fee rates for issuers offering qualified health plans (QHPs) through Federally-facilitated Exchanges (FFEs) and State-based Exchanges on the Federal platform (SBE-FPs). This final rule also includes requirements related to modifications to the calculation of the Basic Health Program (BHP) payment; and changes to the Initial Validation Audit (IVA) sampling approach and Second Validation Audit (SVA) pairwise means test for HHS-RADV. It also addresses HHS' authority to engage in compliance reviews of and take enforcement action against lead agents of insurance agencies for violations of HHS' Exchange standards and requirements; HHS' system suspension authority to address noncompliance by agents and brokers; an optional fixed-dollar premium payment threshold; permissible plan-level adjustment to the index rate to account for cost-sharing reductions (CSRs); reconsideration standards for certification denials; changes to the approach for conducting Essential Community Provider (ECP) certification reviews; a policy to publicly share aggregated, summary- level Quality Improvement Strategy (QIS) information on an annual basis; and revisions to the medical loss ratio (MLR) reporting and rebate requirements for qualifying issuers that meet certain standards.

Key facts

Document number
2025-00640
Type
Final rule
Action
Final rule
Agency
Health and Human Services Department
Published
January 15, 2025
Takes effect
January 15, 2025
Dates
These regulations are effective on January 15, 2025.
Docket
CMS-9888-F
Regulation ID (RIN)
0938-AV41
Code of Federal Regulations
45 CFR 153; 45 CFR 155; 45 CFR 156; 45 CFR 158
Topics
Administrative practice and procedure; Advertising; Advisory committees; Brokers; Claims; Consumer protection; Grant programs-health; Health care; Health insurance; Health maintenance organizations (HMO); Health records; Hospitals; Indians; Individuals with disabilities; Intergovernmental relations; Loan programs-health; Medicaid; Organization and functions (Government agencies); Penalties; Public assistance programs; Reporting and recordkeeping requirements; State and local governments; Sunshine Act; Technical assistance; Women; Youth
Pages
119

The document on federalregister.gov PDF

Other documents from the Health and Human Services Department

Everything from the Health and Human Services Department · Rules on administrative practice and procedure · Rules on advertising · Rules on advisory committees · Published in January 2025

Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.