Data / Federal rules / 2024-09559
Fair Lending, Fair Housing, and Equitable Housing Finance Plans
The Federal Housing Finance Agency published this final rule in the Federal Register on May 16, 2024. It took effect on July 15, 2024.
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What the agency says
The Federal Housing Finance Agency (FHFA or the Agency) is issuing this final rule that addresses barriers to sustainable housing opportunities for underserved communities by codifying existing FHFA practices in regulation and adding new requirements related to fair lending, fair housing, unfair or deceptive acts or practices, and Equitable Housing Finance Plans. The final rule furthers FHFA's fulfillment of its statutory purposes and its oversight of the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the Federal Home Loan Banks (Banks) (Fannie Mae and Freddie Mac collectively, the Enterprises; the Enterprises and the Banks collectively, the regulated entities), and their fulfillment of their statutory purposes.
Key facts
- Document number
- 2024-09559
- Type
- Final rule
- Action
- Final rule
- Agency
- Federal Housing Finance Agency
- Published
- May 16, 2024
- Takes effect
- July 15, 2024
- Dates
- This rule is effective on July 15, 2024, except for subpart D to part 1293 (amendatory instruction 2), which will become effective on February 15, 2026.
- Regulation ID (RIN)
- 2590-AB29
- Code of Federal Regulations
- 12 CFR 1293
- Topics
- Fair housing; Federal home loan banks; Government-sponsored enterprises; Mortgages; Reporting and recordkeeping requirements
- Significant
- Yes, under Executive Order 12866
- Pages
- 21
Other documents from the Federal Housing Finance Agency
| Document | Type | Published |
|---|---|---|
| Suspended Counterparty Program 2026-14036 · significant | Proposed rule | Jul 13 |
| Federal Home Loan Bank New Business Activities 2026-14035 · significant | Proposed rule | Jul 13 |
| Enterprise Duty To Serve Underserved Markets; Correction 2026-12943 | Proposed rule | Jun 26 |
| Financial Data Transparency Act Joint Data Standards 2026-12787 · significant | Final rule | Jun 25 |
| Enterprise Duty To Serve Underserved Markets 2026-12750 | Proposed rule | Jun 24 |
| Correcting Amendment Reinstating “Grandfather” Exceptions to Restrictions on Private Transfer Fee Covenants; Correction 2026-05463 | Final rule | Mar 20 |
| Amendment Reinstating “Grandfather” Exceptions to Restrictions on Private Transfer Fee Covenants 2026-05160 | Final rule | Mar 17 |
| Orders: Reporting by Regulated Entities of Stress Testing Results as of December 31, 2025; Summary Instructions and Guidance 2026-04814 | Final rule | Mar 12 |
Everything from the Federal Housing Finance Agency · Rules on fair housing · Rules on federal home loan banks · Rules on government-sponsored enterprises · Published in May 2024
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.