Data / Federal rules / 2026-06996

Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through the Fedwire Funds Service and the FedNow Service; Regulation J

The Federal Reserve System published this proposed rule in the Federal Register on April 10, 2026. Comments closed on June 9, 2026.

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What the agency says

The Board is proposing amendments to subpart C of Regulation J (governing the FedNow[supreg] Service) to permit FedNow participants to use intermediaries, other than Reserve Banks, to send funds transfers through the FedNow Service. The Board believes this change could support private-sector cross-border payment solutions by allowing FedNow participants to leverage an intermediary (for example, a correspondent bank) for the international portion of a cross-border transaction and use the FedNow Service for the U.S. domestic portion.

Key facts

Document number: 2026-06996
Type: Proposed rule
Action: Proposed rule, request for comment
Agency: Federal Reserve System
Published: April 10, 2026
Comments due: June 9, 2026
Dates: Comments must be submitted by June 9, 2026.
Docket: Docket No. R-1891
Regulation ID (RIN): 7100-AH23
Code of Federal Regulations: 12 CFR 210
Topics: Banks, banking
Pages: 4

The document on federalregister.gov PDF

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Everything from the Federal Reserve System · Rules on banks, banking · Published in April 2026

Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.