Data / Federal rules / 2026-13919

Anti-Money Laundering and Countering the Financing of Terrorism Programs

The Federal Reserve System published this proposed rule in the Federal Register on July 9, 2026. Comments closed on September 8, 2026.

SpecStream is the live web data engine for teams and agents. It reads every rule and proposed rule in the Federal Register each morning, and this page is that reading. Name your industry once and new rules, comment deadlines and effective dates arrive in your sheet, CRM, Slack or agent as they are published.

Get new rules for your industry

What the agency says

The Board of Governors of the Federal Reserve System (the Board) is inviting comment on a proposed rule that would require its supervised banks to establish and maintain effective anti-money laundering and countering the financing of terrorism (AML/CFT) programs reasonably designed to identify, assess, and mitigate risks of illicit finance. Among other changes, this proposed rule would ensure that Board-supervised banks establish and maintain effective AML/CFT programs that are intended to better achieve the purposes of the Bank Secrecy Act (BSA), culminating in the development of highly useful information related to illicit financial transactions for law enforcement and national security agencies. The amendments are intended to align with changes to AML/CFT program requirements proposed by the Financial Crimes Enforcement Network (FinCEN) to implement provisions of the Anti-Money Laundering Act of 2020 (AML Act) and corresponding changes proposed by the Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA) (collectively, "the Agencies") on April 10, 2026.

Key facts

Document number: 2026-13919
Type: Proposed rule
Action: Notice of proposed rulemaking
Agency: Federal Reserve System
Published: July 9, 2026
Comments due: September 8, 2026
Dates: Comments must be submitted on or before September 8, 2026.
Docket: Docket No. R-1835
Regulation ID (RIN): 7100-AG78
Code of Federal Regulations: 12 CFR 208
Topics: Accounting; Agriculture; Banks, banking; Confidential business information; Consumer protection; Crime; Currency; Flood insurance; Insurance; Investments; Mortgages; Reporting and recordkeeping requirements; Securities
Pages: 20

The document on federalregister.gov PDF

Other documents from the Federal Reserve System

Document	Type	Published
Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks: Bank Holding Companies 2026-20509	Proposed rule	Oct 7
Enhanced Transparency and Public Accountability of the Supervisory Stress Test Models and Scenarios; Modifications to the Capital Planning and Stress Capital Buffer Requirement Rule, Enhanced Prudential Standards Rule, and Regulation LL 2026-20247	Final rule	Oct 2
Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement 2026-20246	Final rule	Oct 2
Regulation D: Reserve Requirements of Depository Institutions 2026-20037	Final rule	Sep 30
Regulation A: Extensions of Credit by Federal Reserve Banks 2026-20036	Final rule	Sep 30
Application Procedures for Board-Supervised Insured Depository Institutions Seeking Approval for a Subsidiary To Issue Payment Stablecoins 2026-19899	Proposed rule	Sep 29
Implementing the Federal Reserve Board's Responsibilities Under the GENIUS Act 2026-19860	Proposed rule	Sep 29
Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks 2026-18766	Final rule	Sep 14

Everything from the Federal Reserve System · Rules on accounting · Rules on agriculture · Rules on banks, banking · Published in July 2026

Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.