Data / Bank failures / 1992 / Metro North State Bank
Metro North State Bank, Kansas City, MO: failed November 13, 1992
Metro North State Bank in Kansas City, Missouri, failed on November 13, 1992. Boatmen's First NB of KC of Kansas City, MO, took over its deposits. It held $472.5 million in assets and $493.8 million in deposits at its last report. The FDIC estimates the cost to its insurance fund at $159.5 million (33.8% of its assets). By assets it was the 34th largest of 181 banks closed or assisted in 1992.
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The FDIC's record
- Closed
- November 13, 1992
- Type
- Failure
- How it was resolved
- Purchase and assumption of the insured deposits only
- Acquirer
- Boatmen's First NB of KC, Kansas City, MO
- Total assets
- $472,467,000
- Total deposits
- $493,828,000
- Estimated cost to the FDIC
- $159,537,197 (estimate as of July 31, 2026)
- Charter
- State nonmember bank (FDIC)
- Insurance fund
- BIF
- FDIC certificate
- 21199
Other bank failures in Missouri, 1990 to 1994
| Bank | City | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|
| Superior National Bank | Kansas City | April 14, 1994 | $20 million | $19.6 million | $3.7 million | Citizens-Jackson County Ban |
| The Merchants Bank | Kansas City | November 20, 1992 | $1.45 billion | $1.40 billion | $123.2 million | Boatmen's First NB of KC |
| First Exchange Bank North ST. Louis | Florissant | May 7, 1992 | $45.9 million | $47 million | First Bank A Savings Ban | |
| First Exchange Bank of ST. Louis | ST. Louis | May 7, 1992 | $55.6 million | $60.9 million | $7.1 million | Magna BK ST Louis Clayto |
| First Exchange Bank of Cape Girardeau | Cape Girardeau | May 7, 1992 | $84.4 million | $87 million | $9.7 million | Commerce BK Poplar Bluff |
| First Exchange Bank of Madison County | Fredericktown | May 7, 1992 | $34.8 million | $34.2 million | $1.6 million | Commerce BK ST Francois |
| Jackson Exchange Bank & Trust Co | Jackson | May 7, 1992 | $123.3 million | $127.8 million | $16.4 million | Boatmens NB Cape Girarde |
| First State Sa | Sedalia | April 3, 1992 | $166.1 million | $163.9 million | $2,023 | Mercantile Bank of Sedalia |
Other failed banks Boatmen's First NB of KC took over
| Bank | City | State | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|---|
| The Merchants Bank | Kansas City | MO | November 20, 1992 | $1.45 billion | $1.40 billion | $123.2 million | Boatmen's First NB of KC |
All bank failures in 1992 · All bank failures in Missouri · Every failed bank Boatmen's First NB of KC took over · The full failed bank list
Read from the FDIC's failures data (BankFind), last updated 2026-10-23. Assets and deposits are as of the last report before failure; the estimated cost is the FDIC's latest estimate of the loss to its insurance fund and changes as the receivership winds down. Free to reuse with credit to SpecStream under CC BY 4.0.