Data / Bank failures / 2013 / Heritage Bank of North Florida
Heritage Bank of North Florida, Orange Park, FL: failed April 19, 2013
Heritage Bank of North Florida in Orange Park, Florida, failed on April 19, 2013. Firstatlantic Bank of Jacksonville, FL, took over its deposits. It held $104 million in assets and $106.3 million in deposits at its last report. The FDIC estimates the cost to its insurance fund at $25.2 million (24.3% of its assets). By assets it was the 11th largest of 24 banks closed or assisted in 2013.
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The FDIC's record
- Closed
- April 19, 2013
- Type
- Failure
- How it was resolved
- Purchase and assumption: another bank took over the deposits
- Acquirer
- Firstatlantic Bank, Jacksonville, FL
- Total assets
- $103,960,000
- Total deposits
- $106,348,000
- Estimated cost to the FDIC
- $25,230,679 (estimate as of July 31, 2026)
- Charter
- State nonmember bank (FDIC)
- Insurance fund
- DIF
- FDIC certificate
- 26680
Other bank failures in Florida, 2011 to 2015
| Bank | City | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|
| First National Bank of Crestview | Crestview | January 16, 2015 | $73.8 million | $73.2 million | $6.3 million | First NBC Bank |
| Valley Bank | Fort Lauderdale | June 20, 2014 | $81.8 million | $66.5 million | $5.4 million | Landmark Bank, National Association |
| Bank of Jackson County | Graceville | October 30, 2013 | $24.7 million | $24.6 million | $5.8 million | First Federal Bank of Florida |
| First Community Bank of Southwest Florida | Fort Myers | August 2, 2013 | $247.3 million | $243.6 million | $24.9 million | C1 Bank |
| Chipola Community Bank | Marianna | April 19, 2013 | $37.5 million | $37.1 million | $7.9 million | First Federal Bank of Florida |
| Heritage Bank of Florida | Lutz | November 2, 2012 | $225.5 million | $223.3 million | $73.8 million | Centennial Bank |
| Gulfsouth Private Bank | Destin | October 19, 2012 | $139.4 million | $131.6 million | $40.3 million | Smartbank |
| First East Side Savings Bank | Tamarac | October 19, 2012 | $65.7 million | $64.9 million | $12.4 million | Stearns Bank National Association |
All bank failures in 2013 · All bank failures in Florida · The full failed bank list
Read from the FDIC's failures data (BankFind), last updated 2026-10-23. Assets and deposits are as of the last report before failure; the estimated cost is the FDIC's latest estimate of the loss to its insurance fund and changes as the receivership winds down. Free to reuse with credit to SpecStream under CC BY 4.0.