Data / Bank failures / 2023 / Heartland Tri-State Bank
Heartland Tri-State Bank, Elkhart, KS: failed July 28, 2023
Heartland Tri-State Bank in Elkhart, Kansas, failed on July 28, 2023. Dream First Bank, National Association of Syracuse, KS, took over its deposits. It held $139.4 million in assets and $130.1 million in deposits at its last report. The FDIC estimates the cost to its insurance fund at $42.7 million (30.6% of its assets). By assets it was the 4th largest of 5 banks closed or assisted in 2023.
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The FDIC's record
- Closed
- July 28, 2023
- Type
- Failure
- How it was resolved
- Purchase and assumption: another bank took over the deposits
- Acquirer
- Dream First Bank, National Association, Syracuse, KS
- Total assets
- $139,446,000
- Total deposits
- $130,110,000
- Estimated cost to the FDIC
- $42,666,372 (estimate as of July 31, 2026)
- Charter
- State member bank (Federal Reserve)
- Insurance fund
- DIF
- FDIC certificate
- 25851
All bank failures in 2023 · All bank failures in Kansas · The full failed bank list
Read from the FDIC's failures data (BankFind), last updated 2026-10-23. Assets and deposits are as of the last report before failure; the estimated cost is the FDIC's latest estimate of the loss to its insurance fund and changes as the receivership winds down. Free to reuse with credit to SpecStream under CC BY 4.0.