Data / Bank failures / 1982 / Harris County FS&LA
Harris County FS&LA, Baytown, TX: received FDIC assistance July 30, 1982
Harris County FS&LA in Baytown, Texas, received open bank assistance from the FDIC on July 30, 1982. It held $181.7 million in assets and $157.8 million in deposits at its last report. The FDIC estimates the cost to its insurance fund at $537,045 (0.3% of its assets). By assets it was the 40th largest of 119 banks closed or assisted in 1982.
SpecStream is the live web data engine for teams and agents. It reads the FDIC failed bank data every morning, and this page is that reading. Ask for the banks you follow and each new closure arrives in your sheet, CRM, Slack or agent as the FDIC announces it.
The FDIC's record
- Closed
- July 30, 1982
- Type
- Open bank assistance
- How it was resolved
- Open bank assistance: the FDIC assisted the bank without closing it
- Acquirer
- Empire of America Fsa, Deland, FL
- Total assets
- $181,691,558
- Total deposits
- $157,791,455
- Estimated cost to the FDIC
- $537,045 (estimate as of July 31, 2026)
- Charter
- Savings and loan association
- Insurance fund
- FSLIC
- FDIC certificate
- 27906
Other bank failures in Texas, 1980 to 1984
| Bank | City | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|
| American Nat BK in McLean | McLean | August 16, 1984 | $14.3 million | $13.4 million | $3 million | McLean Bank of Commerce |
| East Texas BK & TR Co. | Longview | June 29, 1984 | $106.1 million | $97.1 million | $19.9 million | Texas National Bank |
| Investors S&LA (assistance) | Houston | May 16, 1984 | $31.5 million | $24.2 million | Empire of America | |
| First National Bank | Snyder | May 4, 1984 | $23.5 million | $22.2 million | $753,506 | American STB of Snyder |
| Security National BK of Lubbock | Lubbock | April 13, 1984 | $51.4 million | $49.9 million | $3.7 million | City Bank National Assn |
| Seminole State National Bank | Seminole | March 16, 1984 | $51.1 million | $48.4 million | $2 million | Seminole National Bank |
| Empire S&LA | Mesquite | March 14, 1984 | $332.5 million | $303.5 million | $266.9 million | |
| Brownfield State BK & TR Co. | Brownfield | February 17, 1984 | $38.9 million | $37.6 million | $7.6 million | Brownfield State Bank |
Other failed banks Empire of America Fsa took over
| Bank | City | State | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|---|
| South Shore FS&LA (assistance) | Massapequa | NY | November 15, 1982 | $366.1 million | $272.2 million | $19.5 million | Empire of America Fsa |
| Island S&LA (assistance) | Hempstead | NY | November 15, 1982 | $284.5 million | $221 million | $12.1 million | Empire of America Fsa |
All bank failures in 1982 · All bank failures in Texas · Every failed bank Empire of America Fsa took over · The full failed bank list
Read from the FDIC's failures data (BankFind), last updated 2026-10-23. Assets and deposits are as of the last report before failure; the estimated cost is the FDIC's latest estimate of the loss to its insurance fund and changes as the receivership winds down. Free to reuse with credit to SpecStream under CC BY 4.0.