Data / Bank failures / 1991 / Guardian Fsa
Guardian Fsa, Huntington Beach, CA: failed June 21, 1991
Guardian Fsa in Huntington Beach, California, failed on June 21, 1991. Home Savings of America, FS of Irwindale, CA, took over its deposits. It held $682.1 million in assets and $654.3 million in deposits at its last report. The FDIC estimates the cost to its insurance fund at $150.2 million (22% of its assets). By assets it was the 43rd largest of 271 banks closed or assisted in 1991.
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The FDIC's record
- Closed
- June 21, 1991
- Type
- Failure
- How it was resolved
- Purchase and assumption: another bank took over the deposits
- Acquirer
- Home Savings of America, FS, Irwindale, CA
- Total assets
- $682,096,000
- Total deposits
- $654,275,000
- Estimated cost to the FDIC
- $150,166,112 (estimate as of July 31, 2026)
- Charter
- Savings and loan association
- Insurance fund
- RTC
- FDIC certificate
- 32179
Other bank failures in California, 1989 to 1993
| Bank | City | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|
| Century Thrift and Loan | Los Angeles | November 5, 1993 | $31.9 million | $24.5 million | $9.6 million | |
| The Bank of San Diego | San Diego | October 29, 1993 | $294.3 million | $289.1 million | $58.9 million | Grossmont Bank |
| Mid City Bank, N.A. | Brea | October 21, 1993 | $105.7 million | $102.6 million | $14.3 million | Chino Valley Bank |
| Brentwood Thrift and Loan Association | Los Angeles | October 15, 1993 | $12.9 million | $11.5 million | $3.3 million | |
| Westside Bank, FSB | Los Angeles | September 24, 1993 | $81.7 million | $76.9 million | $21.6 million | |
| Western United National Bank | Los Angeles | September 24, 1993 | $23.7 million | $22.6 million | $7.2 million | |
| Regent Thrift and Loan Association | San Francisco | September 17, 1993 | $35.8 million | $7.2 million | $1.5 million | Metropolitan Bank |
| Amador Valley S & L | Pleasanton | September 10, 1993 | $41.9 million | $41.2 million | $2.8 million | Community First NB |
Other failed banks Home Savings of America, FS took over
| Bank | City | State | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|---|
| County Bank, FSB | Santa Barbara | CA | March 27, 1991 | $1.17 billion | $961.7 million | $103.4 million | Home Savings of America, FS |
All bank failures in 1991 · All bank failures in California · Every failed bank Home Savings of America, FS took over · The full failed bank list
Read from the FDIC's failures data (BankFind), last updated 2026-10-23. Assets and deposits are as of the last report before failure; the estimated cost is the FDIC's latest estimate of the loss to its insurance fund and changes as the receivership winds down. Free to reuse with credit to SpecStream under CC BY 4.0.