Data / Bank failures / 1982 / Guardian FS&LA
Guardian FS&LA, Silver Spring, MD: received FDIC assistance August 2, 1982
Guardian FS&LA in Silver Spring, Maryland, received open bank assistance from the FDIC on August 2, 1982. It held $184.4 million in assets and $108.9 million in deposits at its last report. The FDIC estimates the cost to its insurance fund at $10 million (5.4% of its assets). By assets it was the 39th largest of 119 banks closed or assisted in 1982.
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The FDIC's record
- Closed
- August 2, 1982
- Type
- Open bank assistance
- How it was resolved
- Open bank assistance: the FDIC assisted the bank without closing it
- Acquirer
- Perpetual American FS&LA, McLean, VA
- Total assets
- $184,442,630
- Total deposits
- $108,945,529
- Estimated cost to the FDIC
- $10,000,000 (estimate as of July 31, 2026)
- Charter
- Savings and loan association
- Insurance fund
- FSLIC
- FDIC certificate
- 30500
Other bank failures in Maryland, 1980 to 1984
| Bank | City | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|
| Fidelity FS&LA (assistance) | Baltimore | August 28, 1984 | $137.8 million | $79.2 million | $23.7 million | Household Bank FSB |
| United FS&LA (assistance) | Baltimore | May 31, 1982 | $172.4 million | $132.2 million | Baltimore FS&LA | |
| County FS&LA (assistance) | Rockville | August 9, 1981 | $144.1 million | $95.1 million | $25.8 million | Metropolitan FS&LA |
All bank failures in 1982 · All bank failures in Maryland · The full failed bank list
Read from the FDIC's failures data (BankFind), last updated 2026-10-24. Assets and deposits are as of the last report before failure; the estimated cost is the FDIC's latest estimate of the loss to its insurance fund and changes as the receivership winds down. Free to reuse with credit to SpecStream under CC BY 4.0.