Data / Bank failures / 1982 / El Centro FS&LA
El Centro FS&LA, Dallas, TX: received FDIC assistance January 15, 1982
El Centro FS&LA in Dallas, Texas, received open bank assistance from the FDIC on January 15, 1982. It held $11.2 million in assets and $7.9 million in deposits at its last report. The FDIC estimates the cost to its insurance fund at $2.3 million (20.7% of its assets). By assets it was the 109th largest of 119 banks closed or assisted in 1982.
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The FDIC's record
- Closed
- January 15, 1982
- Type
- Open bank assistance
- How it was resolved
- Open bank assistance: the FDIC assisted the bank without closing it
- Acquirer
- Home Sa of America, Los Angeles, CA
- Total assets
- $11,161,864
- Total deposits
- $7,920,521
- Estimated cost to the FDIC
- $2,313,879 (estimate as of July 31, 2026)
- Charter
- Savings and loan association
- Insurance fund
- FSLIC
- FDIC certificate
- 31668
Other bank failures in Texas, 1980 to 1984
| Bank | City | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|
| American Nat BK in McLean | McLean | August 16, 1984 | $14.3 million | $13.4 million | $3 million | McLean Bank of Commerce |
| East Texas BK & TR Co. | Longview | June 29, 1984 | $106.1 million | $97.1 million | $19.9 million | Texas National Bank |
| Investors S&LA (assistance) | Houston | May 16, 1984 | $31.5 million | $24.2 million | Empire of America | |
| First National Bank | Snyder | May 4, 1984 | $23.5 million | $22.2 million | $753,506 | American STB of Snyder |
| Security National BK of Lubbock | Lubbock | April 13, 1984 | $51.4 million | $49.9 million | $3.7 million | City Bank National Assn |
| Seminole State National Bank | Seminole | March 16, 1984 | $51.1 million | $48.4 million | $2 million | Seminole National Bank |
| Empire S&LA | Mesquite | March 14, 1984 | $332.5 million | $303.5 million | $266.9 million | |
| Brownfield State BK & TR Co. | Brownfield | February 17, 1984 | $38.9 million | $37.6 million | $7.6 million | Brownfield State Bank |
Other failed banks Home Sa of America took over
| Bank | City | State | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|---|
| Civic S&LA (assistance) | Irving | TX | January 15, 1982 | $36.8 million | $12.9 million | $7.1 million | Home Sa of America |
| Buffalo S&LA (assistance) | Houston | TX | January 15, 1982 | $155.3 million | $123.7 million | $25.3 million | Home Sa of America |
| Hyde Park FS&LA (assistance) | Chicago | IL | January 15, 1982 | $308.5 million | $170.9 million | $66.7 million | Home Sa of America |
| Royal FS&LA (assistance) | Dallas | TX | January 15, 1982 | $167.6 million | $66.1 million | $26.5 million | Home Sa of America |
| Republic of Texas Sa (assistance) | Houston | TX | January 15, 1982 | $257.6 million | $188.3 million | $63.7 million | Home Sa of America |
| Southern FS&LA of Broward County (assistance) | Pompano Beach | FL | December 17, 1981 | $615.4 million | $495.7 million | $5.2 million | Home Sa of America |
| Security FS&LA of Sikeston (assistance) | Sikeston | MO | December 17, 1981 | $84.5 million | $67.1 million | $795,145 | Home Sa of America |
| Hamiltonian FS&LA (assistance) | Ladue | MO | December 17, 1981 | $239.5 million | $198.9 million | $1.8 million | Home Sa of America |
All bank failures in 1982 · All bank failures in Texas · Every failed bank Home Sa of America took over · The full failed bank list
Read from the FDIC's failures data (BankFind), last updated 2026-10-23. Assets and deposits are as of the last report before failure; the estimated cost is the FDIC's latest estimate of the loss to its insurance fund and changes as the receivership winds down. Free to reuse with credit to SpecStream under CC BY 4.0.