Data / Bank failures / 1991 / Capital Bank
Capital Bank, Dallas, TX: failed May 16, 1991
Capital Bank in Dallas, Texas, failed on May 16, 1991. Bank One, Texas, National A of Dallas, TX, took over its deposits. It held $111.6 million in assets and $104.8 million in deposits at its last report. The FDIC estimates the cost to its insurance fund at $25.4 million (22.8% of its assets). By assets it was the 118th largest of 271 banks closed or assisted in 1991.
SpecStream is the live web data engine for teams and agents. It reads the FDIC failed bank data every morning, and this page is that reading. Ask for the banks you follow and each new closure arrives in your sheet, CRM, Slack or agent as the FDIC announces it.
The FDIC's record
- Closed
- May 16, 1991
- Type
- Failure
- How it was resolved
- Purchase and assumption: another bank took over the deposits
- Acquirer
- Bank One, Texas, National A, Dallas, TX
- Total assets
- $111,610,000
- Total deposits
- $104,756,000
- Estimated cost to the FDIC
- $25,404,161 (estimate as of July 31, 2026)
- Charter
- State nonmember bank (FDIC)
- Insurance fund
- BIF
- FDIC certificate
- 19935
Other bank failures in Texas, 1989 to 1993
| Bank | City | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|
| Plaza Bank, N.A. of New Braunfels | New Braunfels | October 14, 1993 | $54.6 million | $56.9 million | $2.7 million | Texas Com Bank-New Braun |
| Tarrant Bank | Fort Worth | August 25, 1993 | $62.6 million | $59.7 million | $7.3 million | First Interstate BK of T |
| The Wolfe City National Bank | Wolfe City | July 29, 1993 | $30.4 million | $32.2 million | $4.9 million | Sulphur Springs State Ba |
| Fidelity National Bank | Houston | July 22, 1993 | $52.6 million | $50.3 million | $5.5 million | Comerica Bank Texas |
| Westheimer National Bank | Houston | July 1, 1993 | $27.9 million | $28.1 million | $8.2 million | Nationsbank of Texas NA |
| Bankcentral Amarillo | Amarillo | June 10, 1993 | $34.7 million | $34.1 million | $2.5 million | Amarillo National Bank |
| First State Bank | Vega | April 1, 1993 | $21.4 million | $20.7 million | $2.8 million | Citizens STB of Dalhart |
| United Bank, N.A. | Lancaster | March 18, 1993 | $49.8 million | $49 million | $160,905 | Kilgore First National Bank |
Other failed banks Bank One, Texas, National A took over
| Bank | City | State | Closed | Assets | Deposits | Estimated cost | Acquirer |
|---|---|---|---|---|---|---|---|
| Bank of Arlington | Arlington | TX | November 29, 1990 | $63.6 million | $59.8 million | $5.1 million | Bank One, Texas, National A |
| Northside Bank | San Antonio | TX | September 6, 1990 | $54.7 million | $53.6 million | $4 million | Bank One, Texas, National A |
| United Bank of Waco, National Assoc | Waco | TX | August 2, 1990 | $250 million | $254.2 million | $33.1 million | Bank One, Texas, National A |
| Trinity National Bank of Dallas | Dallas | TX | April 26, 1990 | $37.1 million | $37.5 million | $1.2 million | Bank One, Texas, National A |
| Everman National Bank of Fort Worth | Fort Worth | TX | March 30, 1990 | $65.9 million | $65.5 million | $11.4 million | Bank One, Texas, National A |
All bank failures in 1991 · All bank failures in Texas · Every failed bank Bank One, Texas, National A took over · The full failed bank list
Read from the FDIC's failures data (BankFind), last updated 2026-10-23. Assets and deposits are as of the last report before failure; the estimated cost is the FDIC's latest estimate of the loss to its insurance fund and changes as the receivership winds down. Free to reuse with credit to SpecStream under CC BY 4.0.