# Statutory Lien

The National Credit Union Administration published this final rule in the Federal Register on November 4, 2026. It takes effect on December 4, 2026.

## The full list

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## What the agency says

On February 25, 2026, NCUA (or \`agency') published a proposed rule to solicit comments on the removal of a provision of NCUA regulations regarding federal credit unions' (FCUs) statutory lien authority. Upon further consideration, and based on the comments received, the Board is issuing this final rule, as proposed, to remove the term, "except as otherwise provided by law or except as otherwise provided by federal law." This language does not provide any assistance to FCUs in determining whether such statutory or case law exists, therefore it has no material value.

## Key facts

- Document number: 2026-22536
- Type: Final rule
- Action: Final rule
- Agency: National Credit Union Administration
- Published: November 4, 2026
- Takes effect: December 4, 2026
- Dates: This final rule is effective December 4, 2026.
- Regulation ID (RIN): 3133-AF86
- Code of Federal Regulations: 12 CFR 701
- Topics: Advertising; Aged; Civil rights; Credit; Credit unions; Fair housing; Individuals with disabilities; Insurance; Marital status discrimination; Mortgages; Religious discrimination; Reporting and recordkeeping requirements; Sex discrimination; Signs and symbols; Surety bonds
- Pages: 2

[The document on federalregister.gov](https://www.federalregister.gov/documents/2026/11/04/2026-22536/statutory-lien) [PDF](https://www.govinfo.gov/content/pkg/FR-2026-11-04/pdf/2026-22536.pdf)

## Other documents from the National Credit Union Administration

| Document | Type | Published |
| --- | --- | --- |
| [Treatment of Emergency Amendments: Paycheck Protection Program Liquidity Facility and Paycheck Protection Program Loans](https://specstream.ai/data/federal-rules/treatment-of-emergency-amendments-paycheck-protection-program-liquidit-2026-22538) 2026-22538 | Final rule | Nov 4 |
| [Member Business Loans; Commercial Lending](https://specstream.ai/data/federal-rules/member-business-loans-commercial-lending-2026-22537) 2026-22537 | Final rule | Nov 4 |
| [Notification to Members/Shareholders](https://specstream.ai/data/federal-rules/notification-to-members-shareholders-2026-21512) 2026-21512 | Proposed rule | Oct 21 |
| [Nonconforming Investment Special Reserve](https://specstream.ai/data/federal-rules/nonconforming-investment-special-reserve-2026-21509) 2026-21509 | Proposed rule | Oct 21 |
| [Conversion to State-Chartered Credit Union](https://specstream.ai/data/federal-rules/conversion-to-state-chartered-credit-union-2026-21508) 2026-21508 | Proposed rule | Oct 21 |
| [Central Liquidity Facility](https://specstream.ai/data/federal-rules/central-liquidity-facility-2026-21089) 2026-21089 | Proposed rule | Oct 15 |
| [Powers of Federal Credit Unions](https://specstream.ai/data/federal-rules/powers-of-federal-credit-unions-2026-21088) 2026-21088 | Proposed rule | Oct 15 |
| [Corporate Credit Unions; Fidelity Bond and Insurance Coverage for Federally Insured Credit Unions](https://specstream.ai/data/federal-rules/corporate-credit-unions-fidelity-bond-and-insurance-coverage-for-feder-2026-21087) 2026-21087 | Proposed rule | Oct 15 |

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Read from the Federal Register API, last updated 2026-11-10. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/).