# Ricart Financial Services: 17 CFPB complaints, last 3 years

Updated November 10, 2026.

Ricart Financial Services drew 17 consumer complaints in the CFPB database in the three years to November 9, 2026, and 34 since 2012. The largest group, 8, was about credit reporting or other personal consumer reports, and the most common issue was “Improper use of your report” with 4. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

## The full list

This record is a row of this list. Pay by card with no account. Prices exclude VAT. CSV and Excel files with the columns this page does not show (company, company as the CFPB records it, complaints, last 3 years, complaints, last 12 months, complaints, 12 months before, complaints, 12 months before that and 8 more), which open on your screen as soon as the payment clears and come by email.

- [Companies with consumer complaints to the CFPB](https://specstream.ai/data/consumer-complaints): 5,399 rows, complaints received by the CFPB from November 9, 2023 to November 9, 2026, $133.99. Buy: https://specstream.ai/data/consumer-complaints

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

- Complaints, last 3 years: 17
- Complaints, all years: 34
- Responded on time: 100.0%
- Closed with relief: 0.0%
- Products: 3
- Latest received: Oct 29, 2026

## Complaints by year

Every year the CFPB database holds for this company, by the date received.

| Year | Complaints |
| --- | --- |
| 2026, to Nov 9 | 8 |
| 2025 | 8 |
| 2023 | 3 |
| 2022 | 3 |
| 2018 | 3 |
| 2017 | 1 |
| 2016 | 4 |
| 2015 | 1 |
| 2014 | 2 |
| 2012 | 1 |

## Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

| Product | Complaints | Share |
| --- | --- | --- |
| [Credit reporting or other personal consumer reports](https://specstream.ai/data/consumer-complaints/product/credit-reporting-or-other-personal-consumer-reports) | 8 | 47.1% |
| [Debt collection](https://specstream.ai/data/consumer-complaints/product/debt-collection) | 5 | 29.4% |
| [Vehicle loan or lease](https://specstream.ai/data/consumer-complaints/product/vehicle-loan-or-lease) | 4 | 23.5% |

## Issues

| Issue | Complaints | Share |
| --- | --- | --- |
| Improper use of your report | 4 | 23.5% |
| Incorrect information on your report | 4 | 23.5% |
| Attempts to collect debt not owed | 2 | 11.8% |
| Repossession | 2 | 11.8% |
| Took or threatened to take negative or legal action | 2 | 11.8% |
| False statements or representation | 1 | 5.9% |
| Problem with a company's investigation into an existing problem | 1 | 5.9% |
| Struggling to pay your loan | 1 | 5.9% |

## How the company responded

| Company response | Complaints | Share |
| --- | --- | --- |
| Closed with explanation | 17 | 100% |

## States

| State | Complaints | Share |
| --- | --- | --- |
| [Ohio](https://specstream.ai/data/consumer-complaints/state/ohio) | 11 | 64.7% |
| [Michigan](https://specstream.ai/data/consumer-complaints/state/michigan) | 2 | 11.8% |
| [Georgia](https://specstream.ai/data/consumer-complaints/state/georgia) | 1 | 5.9% |
| [Mississippi](https://specstream.ai/data/consumer-complaints/state/mississippi) | 1 | 5.9% |
| [Pennsylvania](https://specstream.ai/data/consumer-complaints/state/pennsylvania) | 1 | 5.9% |
| [Wisconsin](https://specstream.ai/data/consumer-complaints/state/wisconsin) | 1 | 5.9% |

## Latest 17 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

| Received | Product | Issue | Company response | Source |
| --- | --- | --- | --- | --- |
| October 29, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/31375280) |
| July 22, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/24491337) |
| June 16, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/23240025) |
| June 11, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/23130816) |
| May 22, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/22460690) |
| May 12, 2026 | Debt collection | False statements or representation | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/22122763) |
| May 5, 2026 | Vehicle loan or lease | Struggling to pay your loan | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/21891575) |
| April 17, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/21345431) |
| October 24, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/16809142) |
| September 13, 2025 | Vehicle loan or lease | Repossession | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/15923261) |
| September 8, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/15796634) |
| August 11, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/15205947) |
| May 8, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/13411313) |
| April 21, 2025 | Vehicle loan or lease | Incorrect information on your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/13093612) |
| March 9, 2025 | Debt collection | Attempts to collect debt not owed | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/12389899) |
| January 4, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/11364034) |
| December 12, 2023 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/7986505) |

## Also on SpecStream

- [Every company with Credit reporting or other personal consumer reports complaints](https://specstream.ai/data/consumer-complaints/product/credit-reporting-or-other-personal-consumer-reports)
- [Every company with Debt collection complaints](https://specstream.ai/data/consumer-complaints/product/debt-collection)
- [Every company with Vehicle loan or lease complaints](https://specstream.ai/data/consumer-complaints/product/vehicle-loan-or-lease)
- [Consumer complaints in Ohio](https://specstream.ai/data/consumer-complaints/state/ohio)
- [Consumer complaints in Michigan](https://specstream.ai/data/consumer-complaints/state/michigan)
- [Consumer complaints in Wisconsin](https://specstream.ai/data/consumer-complaints/state/wisconsin)
- [All consumer complaints](https://specstream.ai/data/consumer-complaints)

Source: [CFPB Consumer Complaint Database](https://www.consumerfinance.gov/data-research/consumer-complaints/). Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB.

Free to reuse with credit to SpecStream under [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/).