# People Trust: 18 CFPB complaints, last 3 years

Updated November 10, 2026.

People Trust drew 18 consumer complaints in the CFPB database in the three years to November 9, 2026, and 20 since 2022. The largest group, 13, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 7. The company responded on time to 16.7% of the complaints, and 0.0% closed with monetary or other relief.

## The full list

This record is a row of this list. Pay by card with no account. Prices exclude VAT. CSV and Excel files with the columns this page does not show (company, company as the CFPB records it, complaints, last 3 years, complaints, last 12 months, complaints, 12 months before, complaints, 12 months before that and 8 more), which open on your screen as soon as the payment clears and come by email.

- [Companies with consumer complaints to the CFPB](https://specstream.ai/data/consumer-complaints): 5,399 rows, complaints received by the CFPB from November 9, 2023 to November 9, 2026, $133.99. Buy: https://specstream.ai/data/consumer-complaints

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

- Complaints, last 3 years: 18
- Complaints, all years: 20
- Responded on time: 16.7%
- Closed with relief: 0.0%
- Products: 4
- Latest received: Oct 23, 2026

## Complaints by year

Every year the CFPB database holds for this company, by the date received.

| Year | Complaints |
| --- | --- |
| 2026, to Nov 9 | 12 |
| 2025 | 6 |
| 2023 | 1 |
| 2022 | 1 |

## Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

| Product | Complaints | Share |
| --- | --- | --- |
| [Credit reporting or other personal consumer reports](https://specstream.ai/data/consumer-complaints/product/credit-reporting-or-other-personal-consumer-reports) | 13 | 72.2% |
| [Debt collection](https://specstream.ai/data/consumer-complaints/product/debt-collection) | 3 | 16.7% |
| [Checking or savings account](https://specstream.ai/data/consumer-complaints/product/checking-or-savings-account) | 1 | 5.6% |
| [Credit card](https://specstream.ai/data/consumer-complaints/product/credit-card) | 1 | 5.6% |

## Issues

| Issue | Complaints | Share |
| --- | --- | --- |
| Incorrect information on your report | 7 | 38.9% |
| Problem with a company's investigation into an existing problem | 6 | 33.3% |
| Attempts to collect debt not owed | 2 | 11.1% |
| Managing an account | 1 | 5.6% |
| Problem when making payments | 1 | 5.6% |
| Took or threatened to take negative or legal action | 1 | 5.6% |

## How the company responded

| Company response | Complaints | Share |
| --- | --- | --- |
| Untimely response | 12 | 66.7% |
| Closed with explanation | 6 | 33.3% |

## States

| State | Complaints | Share |
| --- | --- | --- |
| [Arkansas](https://specstream.ai/data/consumer-complaints/state/arkansas) | 17 | 94.4% |
| [Virginia](https://specstream.ai/data/consumer-complaints/state/virginia) | 1 | 5.6% |

## Latest 18 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

| Received | Product | Issue | Company response | Source |
| --- | --- | --- | --- | --- |
| October 23, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/30812228) |
| October 6, 2026 | Debt collection | Took or threatened to take negative or legal action | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/29260469) |
| October 2, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/28871944) |
| September 16, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/27387676) |
| July 5, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/23884385) |
| June 19, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/23364151) |
| June 6, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/22964972) |
| June 3, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/22872254) |
| May 15, 2026 | Debt collection | Attempts to collect debt not owed | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/22262695) |
| May 15, 2026 | Debt collection | Attempts to collect debt not owed | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/22262694) |
| May 8, 2026 | Checking or savings account | Managing an account | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/22021776) |
| April 16, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/21293268) |
| December 8, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/17832491) |
| December 5, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/18203573) |
| December 5, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/18203572) |
| November 14, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/17239427) |
| August 12, 2025 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/15235901) |
| January 19, 2025 | Credit card | Problem when making payments | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/11626666) |

## Also on SpecStream

- [Every company with Credit reporting or other personal consumer reports complaints](https://specstream.ai/data/consumer-complaints/product/credit-reporting-or-other-personal-consumer-reports)
- [Every company with Debt collection complaints](https://specstream.ai/data/consumer-complaints/product/debt-collection)
- [Every company with Checking or savings account complaints](https://specstream.ai/data/consumer-complaints/product/checking-or-savings-account)
- [Every company with Credit card complaints](https://specstream.ai/data/consumer-complaints/product/credit-card)
- [Consumer complaints in Arkansas](https://specstream.ai/data/consumer-complaints/state/arkansas)
- [Consumer complaints in Virginia](https://specstream.ai/data/consumer-complaints/state/virginia)
- [All consumer complaints](https://specstream.ai/data/consumer-complaints)

Source: [CFPB Consumer Complaint Database](https://www.consumerfinance.gov/data-research/consumer-complaints/). Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB.

Free to reuse with credit to SpecStream under [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/).