# Oceanfirst Financial Corp.: 35 CFPB complaints, last 3 years

Updated November 10, 2026.

Oceanfirst Financial Corp. drew 35 consumer complaints in the CFPB database in the three years to November 9, 2026, and 54 since 2021. The largest group, 19, was about checking or savings account, and the most common issue was “Managing an account” with 9. The company responded on time to 100.0% of the complaints, and 5.7% closed with monetary or other relief. The CFPB records the company as OCEANFIRST FINANCIAL CORP..

## The full list

This record is a row of this list. Pay by card with no account. Prices exclude VAT. CSV and Excel files with the columns this page does not show (company, company as the CFPB records it, complaints, last 3 years, complaints, last 12 months, complaints, 12 months before, complaints, 12 months before that and 8 more), which open on your screen as soon as the payment clears and come by email.

- [Companies with consumer complaints to the CFPB](https://specstream.ai/data/consumer-complaints): 5,399 rows, complaints received by the CFPB from November 9, 2023 to November 9, 2026, $133.99. Buy: https://specstream.ai/data/consumer-complaints

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

- Complaints, last 3 years: 35
- Complaints, all years: 54
- Responded on time: 100.0%
- Closed with relief: 5.7%
- Products: 5
- Latest received: Sep 17, 2026

## Complaints by year

Every year the CFPB database holds for this company, by the date received.

| Year | Complaints |
| --- | --- |
| 2026, to Nov 9 | 13 |
| 2025 | 11 |
| 2024 | 11 |
| 2023 | 9 |
| 2022 | 4 |
| 2021 | 6 |

## Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

| Product | Complaints | Share |
| --- | --- | --- |
| [Checking or savings account](https://specstream.ai/data/consumer-complaints/product/checking-or-savings-account) | 19 | 54.3% |
| [Mortgage](https://specstream.ai/data/consumer-complaints/product/mortgage) | 9 | 25.7% |
| [Money transfer, virtual currency, or money service](https://specstream.ai/data/consumer-complaints/product/money-transfer-virtual-currency-or-money-service) | 4 | 11.4% |
| [Credit reporting or other personal consumer reports](https://specstream.ai/data/consumer-complaints/product/credit-reporting-or-other-personal-consumer-reports) | 2 | 5.7% |
| [Debt collection](https://specstream.ai/data/consumer-complaints/product/debt-collection) | 1 | 2.9% |

## Issues

| Issue | Complaints | Share |
| --- | --- | --- |
| Managing an account | 9 | 25.7% |
| Trouble during payment process | 5 | 14.3% |
| Problem caused by your funds being low | 4 | 11.4% |
| Closing an account | 3 | 8.6% |
| Closing on a mortgage | 3 | 8.6% |
| Incorrect information on your report | 3 | 8.6% |
| Fraud or scam | 2 | 5.7% |
| Opening an account | 2 | 5.7% |
| Managing, opening, or closing your mobile wallet account | 1 | 2.9% |
| Other transaction problem | 1 | 2.9% |
| Problem with a lender or other company charging your account | 1 | 2.9% |
| Written notification about debt | 1 | 2.9% |

## How the company responded

| Company response | Complaints | Share |
| --- | --- | --- |
| Closed with explanation | 33 | 94.3% |
| Closed with monetary relief | 2 | 5.7% |

## States

| State | Complaints | Share |
| --- | --- | --- |
| [New Jersey](https://specstream.ai/data/consumer-complaints/state/new-jersey) | 24 | 68.6% |
| [New York](https://specstream.ai/data/consumer-complaints/state/new-york) | 4 | 11.4% |
| [Pennsylvania](https://specstream.ai/data/consumer-complaints/state/pennsylvania) | 3 | 8.6% |
| [California](https://specstream.ai/data/consumer-complaints/state/california) | 1 | 2.9% |
| [Delaware](https://specstream.ai/data/consumer-complaints/state/delaware) | 1 | 2.9% |
| [Florida](https://specstream.ai/data/consumer-complaints/state/florida) | 1 | 2.9% |
| [Georgia](https://specstream.ai/data/consumer-complaints/state/georgia) | 1 | 2.9% |

## Latest 35 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

| Received | Product | Issue | Company response | Source |
| --- | --- | --- | --- | --- |
| September 17, 2026 | Checking or savings account | Closing an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/27546096) |
| September 16, 2026 | Money transfer, virtual currency, or money service | Other transaction problem | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/27430308) |
| August 27, 2026 | Checking or savings account | Managing an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/25928445) |
| August 14, 2026 | Mortgage | Closing on a mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/25352057) |
| August 1, 2026 | Checking or savings account | Managing an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/24855173) |
| July 10, 2026 | Checking or savings account | Opening an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/24092403) |
| May 6, 2026 | Checking or savings account | Managing an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/21938512) |
| April 3, 2026 | Checking or savings account | Managing an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/20924593) |
| April 1, 2026 | Checking or savings account | Managing an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/20857301) |
| March 25, 2026 | Checking or savings account | Managing an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/20597290) |
| March 5, 2026 | Checking or savings account | Managing an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/19988586) |
| January 23, 2026 | Checking or savings account | Closing an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/18961664) |
| January 1, 2026 | Checking or savings account | Opening an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/18407139) |
| November 24, 2025 | Checking or savings account | Problem with a lender or other company charging your account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/17829713) |
| September 30, 2025 | Mortgage | Trouble during payment process | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/16274506) |
| September 24, 2025 | Mortgage | Incorrect information on your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/16142585) |
| July 2, 2025 | Checking or savings account | Problem caused by your funds being low | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/14422780) |
| June 19, 2025 | Money transfer, virtual currency, or money service | Fraud or scam | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/14148018) |
| June 17, 2025 | Debt collection | Written notification about debt | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/14127270) |
| June 7, 2025 | Mortgage | Closing on a mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/13954185) |
| March 22, 2025 | Checking or savings account | Problem caused by your funds being low | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/12610657) |
| January 30, 2025 | Mortgage | Trouble during payment process | Closed with monetary relief | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/11852503) |
| January 22, 2025 | Mortgage | Trouble during payment process | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/11697337) |
| January 18, 2025 | Money transfer, virtual currency, or money service | Managing, opening, or closing your mobile wallet account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/11653600) |
| December 17, 2024 | Checking or savings account | Problem caused by your funds being low | Closed with monetary relief | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/11184789) |
| November 16, 2024 | Mortgage | Trouble during payment process | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/10861781) |
| November 5, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/10691094) |
| October 30, 2024 | Mortgage | Trouble during payment process | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/10632760) |
| July 11, 2024 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/9480674) |
| May 16, 2024 | Checking or savings account | Managing an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/9025564) |
| March 19, 2024 | Mortgage | Closing on a mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/8577782) |
| March 17, 2024 | Checking or savings account | Closing an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/8563041) |
| March 14, 2024 | Checking or savings account | Managing an account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/8557840) |
| February 17, 2024 | Checking or savings account | Problem caused by your funds being low | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/8358902) |
| January 10, 2024 | Money transfer, virtual currency, or money service | Fraud or scam | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/8139200) |

## Also on SpecStream

- [Every company with Checking or savings account complaints](https://specstream.ai/data/consumer-complaints/product/checking-or-savings-account)
- [Every company with Mortgage complaints](https://specstream.ai/data/consumer-complaints/product/mortgage)
- [Every company with Money transfer, virtual currency, or money service complaints](https://specstream.ai/data/consumer-complaints/product/money-transfer-virtual-currency-or-money-service)
- [Every company with Credit reporting or other personal consumer reports complaints](https://specstream.ai/data/consumer-complaints/product/credit-reporting-or-other-personal-consumer-reports)
- [Consumer complaints in New Jersey](https://specstream.ai/data/consumer-complaints/state/new-jersey)
- [Consumer complaints in New York](https://specstream.ai/data/consumer-complaints/state/new-york)
- [Consumer complaints in Pennsylvania](https://specstream.ai/data/consumer-complaints/state/pennsylvania)
- [All consumer complaints](https://specstream.ai/data/consumer-complaints)

Source: [CFPB Consumer Complaint Database](https://www.consumerfinance.gov/data-research/consumer-complaints/). Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB.

Free to reuse with credit to SpecStream under [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/).