# Consolidation Capital: 20 CFPB complaints, last 3 years

Updated November 10, 2026.

Consolidation Capital drew 20 consumer complaints in the CFPB database in the three years to November 9, 2026, and 20 since 2024. The largest group, 12, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 7. The company responded on time to 0.0% of the complaints, and 0.0% closed with monetary or other relief.

## The full list

This record is a row of this list. Pay by card with no account. Prices exclude VAT. CSV and Excel files with the columns this page does not show (company, company as the CFPB records it, complaints, last 3 years, complaints, last 12 months, complaints, 12 months before, complaints, 12 months before that and 8 more), which open on your screen as soon as the payment clears and come by email.

- [Companies with consumer complaints to the CFPB](https://specstream.ai/data/consumer-complaints): 5,399 rows, complaints received by the CFPB from November 9, 2023 to November 9, 2026, $133.99. Buy: https://specstream.ai/data/consumer-complaints

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

- Complaints, last 3 years: 20
- Complaints, all years: 20
- Responded on time: 0.0%
- Closed with relief: 0.0%
- Products: 5
- Latest received: Aug 9, 2026

## Complaints by year

Every year the CFPB database holds for this company, by the date received.

| Year | Complaints |
| --- | --- |
| 2026, to Nov 9 | 5 |
| 2025 | 11 |
| 2024 | 4 |

## Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

| Product | Complaints | Share |
| --- | --- | --- |
| [Credit reporting or other personal consumer reports](https://specstream.ai/data/consumer-complaints/product/credit-reporting-or-other-personal-consumer-reports) | 12 | 60% |
| [Debt collection](https://specstream.ai/data/consumer-complaints/product/debt-collection) | 4 | 20% |
| [Payday loan, title loan, personal loan, or advance loan](https://specstream.ai/data/consumer-complaints/product/payday-loan-title-loan-personal-loan-or-advance-loan) | 2 | 10% |
| [Credit card](https://specstream.ai/data/consumer-complaints/product/credit-card) | 1 | 5% |
| [Debt or credit management](https://specstream.ai/data/consumer-complaints/product/debt-or-credit-management) | 1 | 5% |

## Issues

| Issue | Complaints | Share |
| --- | --- | --- |
| Incorrect information on your report | 7 | 35% |
| Improper use of your report | 3 | 15% |
| Attempts to collect debt not owed | 2 | 10% |
| False statements or representation | 2 | 10% |
| Problem with a company's investigation into an existing problem | 2 | 10% |
| Charged fees or interest you didn't expect | 1 | 5% |
| Confusing or misleading advertising or marketing | 1 | 5% |
| Getting the loan | 1 | 5% |
| Problem with a purchase shown on your statement | 1 | 5% |

## How the company responded

| Company response | Complaints | Share |
| --- | --- | --- |
| Untimely response | 20 | 100% |

## States

| State | Complaints | Share |
| --- | --- | --- |
| [Florida](https://specstream.ai/data/consumer-complaints/state/florida) | 3 | 15% |
| [Texas](https://specstream.ai/data/consumer-complaints/state/texas) | 3 | 15% |
| [Illinois](https://specstream.ai/data/consumer-complaints/state/illinois) | 2 | 10% |
| [Louisiana](https://specstream.ai/data/consumer-complaints/state/louisiana) | 2 | 10% |
| [North Carolina](https://specstream.ai/data/consumer-complaints/state/north-carolina) | 2 | 10% |
| [New Hampshire](https://specstream.ai/data/consumer-complaints/state/new-hampshire) | 2 | 10% |
| [Arkansas](https://specstream.ai/data/consumer-complaints/state/arkansas) | 1 | 5% |
| [Michigan](https://specstream.ai/data/consumer-complaints/state/michigan) | 1 | 5% |
| [New York](https://specstream.ai/data/consumer-complaints/state/new-york) | 1 | 5% |
| [Pennsylvania](https://specstream.ai/data/consumer-complaints/state/pennsylvania) | 1 | 5% |
| [Washington](https://specstream.ai/data/consumer-complaints/state/washington) | 1 | 5% |
| [Wisconsin](https://specstream.ai/data/consumer-complaints/state/wisconsin) | 1 | 5% |

## Latest 20 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

| Received | Product | Issue | Company response | Source |
| --- | --- | --- | --- | --- |
| August 9, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/25141382) |
| February 23, 2026 | Debt or credit management | Confusing or misleading advertising or marketing | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/19717931) |
| February 22, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/19688547) |
| February 12, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/19461606) |
| February 8, 2026 | Debt collection | Attempts to collect debt not owed | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/19337352) |
| December 29, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/18351019) |
| December 29, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/18351017) |
| November 25, 2025 | Credit card | Problem with a purchase shown on your statement | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/17930419) |
| November 11, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/17170287) |
| October 18, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/16670480) |
| August 30, 2025 | Debt collection | False statements or representation | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/15607749) |
| July 31, 2025 | Debt collection | Attempts to collect debt not owed | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/15006061) |
| July 27, 2025 | Credit reporting or other personal consumer reports | Improper use of your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/14911523) |
| July 15, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/14638732) |
| June 30, 2025 | Debt collection | False statements or representation | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/14381081) |
| February 17, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/12109779) |
| December 5, 2024 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/11034885) |
| November 6, 2024 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/11237870) |
| October 23, 2024 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/10554894) |
| October 22, 2024 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/10540182) |

## Also on SpecStream

- [Every company with Credit reporting or other personal consumer reports complaints](https://specstream.ai/data/consumer-complaints/product/credit-reporting-or-other-personal-consumer-reports)
- [Every company with Debt collection complaints](https://specstream.ai/data/consumer-complaints/product/debt-collection)
- [Every company with Payday loan, title loan, personal loan, or advance loan complaints](https://specstream.ai/data/consumer-complaints/product/payday-loan-title-loan-personal-loan-or-advance-loan)
- [Every company with Credit card complaints](https://specstream.ai/data/consumer-complaints/product/credit-card)
- [Consumer complaints in Texas](https://specstream.ai/data/consumer-complaints/state/texas)
- [Consumer complaints in Florida](https://specstream.ai/data/consumer-complaints/state/florida)
- [Consumer complaints in Illinois](https://specstream.ai/data/consumer-complaints/state/illinois)
- [All consumer complaints](https://specstream.ai/data/consumer-complaints)

Source: [CFPB Consumer Complaint Database](https://www.consumerfinance.gov/data-research/consumer-complaints/). Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB.

Free to reuse with credit to SpecStream under [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/).