# CJA Auto Sales, Inc.: 14 CFPB complaints, last 3 years Updated November 10, 2026. CJA Auto Sales, Inc. drew 14 consumer complaints in the CFPB database in the three years to November 9, 2026, and 24 since 2014. The largest group, 8, was about debt collection, and the most common issue was “Managing the loan or lease” with 5. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief. ## The full list This record is a row of this list. Pay by card with no account. Prices exclude VAT. CSV and Excel files with the columns this page does not show (company, company as the CFPB records it, complaints, last 3 years, complaints, last 12 months, complaints, 12 months before, complaints, 12 months before that and 8 more), which open on your screen as soon as the payment clears and come by email. - [Companies with consumer complaints to the CFPB](https://specstream.ai/data/consumer-complaints): 5,399 rows, complaints received by the CFPB from November 9, 2023 to November 9, 2026, $133.99. Buy: https://specstream.ai/data/consumer-complaints SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it. - Complaints, last 3 years: 14 - Complaints, all years: 24 - Responded on time: 100.0% - Closed with relief: 0.0% - Products: 3 - Latest received: Sep 24, 2026 ## Complaints by year Every year the CFPB database holds for this company, by the date received. | Year | Complaints | | --- | --- | | 2026, to Nov 9 | 8 | | 2025 | 6 | | 2023 | 2 | | 2020 | 1 | | 2017 | 3 | | 2016 | 2 | | 2015 | 1 | | 2014 | 1 | ## Products Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company. | Product | Complaints | Share | | --- | --- | --- | | [Debt collection](https://specstream.ai/data/consumer-complaints/product/debt-collection) | 8 | 57.1% | | [Vehicle loan or lease](https://specstream.ai/data/consumer-complaints/product/vehicle-loan-or-lease) | 5 | 35.7% | | [Credit reporting or other personal consumer reports](https://specstream.ai/data/consumer-complaints/product/credit-reporting-or-other-personal-consumer-reports) | 1 | 7.1% | ## Issues | Issue | Complaints | Share | | --- | --- | --- | | Managing the loan or lease | 5 | 35.7% | | Took or threatened to take negative or legal action | 5 | 35.7% | | Attempts to collect debt not owed | 1 | 7.1% | | False statements or representation | 1 | 7.1% | | Incorrect information on your report | 1 | 7.1% | | Threatened to contact someone or share information improperly | 1 | 7.1% | ## How the company responded | Company response | Complaints | Share | | --- | --- | --- | | Closed with explanation | 14 | 100% | ## States | State | Complaints | Share | | --- | --- | --- | | [Arizona](https://specstream.ai/data/consumer-complaints/state/arizona) | 14 | 100% | ## Latest 14 complaints Newest first. Each row links to the complaint's record in the CFPB database. | Received | Product | Issue | Company response | Source | | --- | --- | --- | --- | --- | | September 24, 2026 | Debt collection | False statements or representation | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/28198182) | | August 30, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/26074847) | | August 25, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/25816096) | | July 12, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/24120065) | | July 12, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/24120064) | | April 9, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/21107334) | | January 16, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/18770337) | | January 2, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/18416801) | | November 20, 2025 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/17356467) | | November 11, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/17172807) | | September 26, 2025 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/16214906) | | September 4, 2025 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/15725770) | | July 21, 2025 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/14770947) | | March 29, 2025 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/12726785) | ## Also on SpecStream - [Every company with Debt collection complaints](https://specstream.ai/data/consumer-complaints/product/debt-collection) - [Every company with Vehicle loan or lease complaints](https://specstream.ai/data/consumer-complaints/product/vehicle-loan-or-lease) - [Every company with Credit reporting or other personal consumer reports complaints](https://specstream.ai/data/consumer-complaints/product/credit-reporting-or-other-personal-consumer-reports) - [Consumer complaints in Arizona](https://specstream.ai/data/consumer-complaints/state/arizona) - [All consumer complaints](https://specstream.ai/data/consumer-complaints) Source: [CFPB Consumer Complaint Database](https://www.consumerfinance.gov/data-research/consumer-complaints/). Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/).