# AdvantageFirst Lending Inc.: 21 CFPB complaints

Updated November 10, 2026.

AdvantageFirst Lending Inc. drew 21 consumer complaints in the CFPB database in the three years to November 9, 2026, and 25 since 2021. The largest group, 19, was about mortgage, and the most common issue was “Applying for a mortgage or refinancing an existing mortgage” with 16. The company responded on time to 52.4% of the complaints, and 4.8% closed with monetary or other relief.

## The full list

This record is a row of this list. Pay by card with no account. Prices exclude VAT. CSV and Excel files with the columns this page does not show (company, company as the CFPB records it, complaints, last 3 years, complaints, last 12 months, complaints, 12 months before, complaints, 12 months before that and 8 more), which open on your screen as soon as the payment clears and come by email.

- [Companies with consumer complaints to the CFPB](https://specstream.ai/data/consumer-complaints): 5,399 rows, complaints received by the CFPB from November 9, 2023 to November 9, 2026, $133.99. Buy: https://specstream.ai/data/consumer-complaints

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

- Complaints, last 3 years: 21
- Complaints, all years: 25
- Responded on time: 52.4%
- Closed with relief: 4.8%
- Products: 3
- Latest received: Oct 23, 2026

## Complaints by year

Every year the CFPB database holds for this company, by the date received.

| Year | Complaints |
| --- | --- |
| 2026, to Nov 9 | 10 |
| 2025 | 5 |
| 2024 | 5 |
| 2023 | 1 |
| 2022 | 3 |
| 2021 | 1 |

## Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

| Product | Complaints | Share |
| --- | --- | --- |
| [Mortgage](https://specstream.ai/data/consumer-complaints/product/mortgage) | 19 | 90.5% |
| [Checking or savings account](https://specstream.ai/data/consumer-complaints/product/checking-or-savings-account) | 1 | 4.8% |
| [Credit reporting or other personal consumer reports](https://specstream.ai/data/consumer-complaints/product/credit-reporting-or-other-personal-consumer-reports) | 1 | 4.8% |

## Issues

| Issue | Complaints | Share |
| --- | --- | --- |
| Applying for a mortgage or refinancing an existing mortgage | 16 | 76.2% |
| Closing on a mortgage | 2 | 9.5% |
| Problem with a company's investigation into an existing problem | 1 | 4.8% |
| Problem with a lender or other company charging your account | 1 | 4.8% |
| Trouble during payment process | 1 | 4.8% |

## How the company responded

| Company response | Complaints | Share |
| --- | --- | --- |
| Closed with explanation | 12 | 57.1% |
| Untimely response | 8 | 38.1% |
| Closed with non-monetary relief | 1 | 4.8% |

## States

| State | Complaints | Share |
| --- | --- | --- |
| [California](https://specstream.ai/data/consumer-complaints/state/california) | 4 | 19% |
| [Alabama](https://specstream.ai/data/consumer-complaints/state/alabama) | 2 | 9.5% |
| [Florida](https://specstream.ai/data/consumer-complaints/state/florida) | 2 | 9.5% |
| [Maryland](https://specstream.ai/data/consumer-complaints/state/maryland) | 2 | 9.5% |
| [Michigan](https://specstream.ai/data/consumer-complaints/state/michigan) | 2 | 9.5% |
| [North Carolina](https://specstream.ai/data/consumer-complaints/state/north-carolina) | 2 | 9.5% |
| [South Carolina](https://specstream.ai/data/consumer-complaints/state/south-carolina) | 2 | 9.5% |
| [Tennessee](https://specstream.ai/data/consumer-complaints/state/tennessee) | 2 | 9.5% |
| [Arizona](https://specstream.ai/data/consumer-complaints/state/arizona) | 1 | 4.8% |
| [New Jersey](https://specstream.ai/data/consumer-complaints/state/new-jersey) | 1 | 4.8% |
| [Ohio](https://specstream.ai/data/consumer-complaints/state/ohio) | 1 | 4.8% |

## Latest 21 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

| Received | Product | Issue | Company response | Source |
| --- | --- | --- | --- | --- |
| October 23, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/30833455) |
| October 16, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/30195225) |
| October 4, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/29083215) |
| September 7, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/26689390) |
| September 1, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/26270515) |
| August 9, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/25126924) |
| July 7, 2026 | Mortgage | Trouble during payment process | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/23946769) |
| May 24, 2026 | Mortgage | Closing on a mortgage | Untimely response | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/22517987) |
| March 24, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/20528507) |
| February 24, 2026 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/19739522) |
| December 10, 2025 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/17906846) |
| October 1, 2025 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/16287303) |
| August 19, 2025 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/15381753) |
| May 12, 2025 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/13468673) |
| May 4, 2025 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/13324513) |
| October 25, 2024 | Mortgage | Closing on a mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/10579641) |
| October 23, 2024 | Checking or savings account | Problem with a lender or other company charging your account | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/10553362) |
| September 30, 2024 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/10296400) |
| May 29, 2024 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/9113700) |
| April 29, 2024 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with non-monetary relief | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/8882037) |
| December 27, 2023 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | Closed with explanation | [consumerfinance.gov](https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/8058532) |

## Also on SpecStream

- [Every company with Mortgage complaints](https://specstream.ai/data/consumer-complaints/product/mortgage)
- [Every company with Checking or savings account complaints](https://specstream.ai/data/consumer-complaints/product/checking-or-savings-account)
- [Every company with Credit reporting or other personal consumer reports complaints](https://specstream.ai/data/consumer-complaints/product/credit-reporting-or-other-personal-consumer-reports)
- [Consumer complaints in California](https://specstream.ai/data/consumer-complaints/state/california)
- [Consumer complaints in Florida](https://specstream.ai/data/consumer-complaints/state/florida)
- [Consumer complaints in Maryland](https://specstream.ai/data/consumer-complaints/state/maryland)
- [All consumer complaints](https://specstream.ai/data/consumer-complaints)

Source: [CFPB Consumer Complaint Database](https://www.consumerfinance.gov/data-research/consumer-complaints/). Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB.

Free to reuse with credit to SpecStream under [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/).